SM Advice

Name: SM Advice
Address: London, GB
Telephone: +447931700155

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28/08/2026

Our Friday fun fact

26/08/2026

A little mid-week bit of wealth wisdom.

19/08/2026

The latest figures released by the Office for National Statistics (ONS) today show that UK inflation rose to 2.9% in July, up from 2.6% in June.

Higher household energy costs were a significant factor behind the increase, following a rise in the energy price cap.

For the mortgage market, inflation is an important figure to watch because it forms part of the wider economic picture considered when interest rates are set.
The Bank of England base rate currently remains at 3.75%, meaning attention will now turn to how inflation and the wider economy develop over the coming months.

UK Chancellor John Healey says the British economy is "resilient" as he reacts to the rise in the inflation rate.
"Iran war inflation continues to impact prices here at home, but Britain’s economy is resilient," he says.
"We have cut VAT on electricity bills and capped bus fares at £2 – to give breathing space to those feeling the strain," Healey adds.
"There is more to do to restore hope and build a stronger economy where prosperity is shared more fairly across Britain."
[Source | BBC News |19th August 2026]

11/08/2026

Myth:
"I have to stay with my current lender."
Reality:

Many homeowners choose to explore other lenders when their deal comes to an end.

Whether staying with your current lender or switching is appropriate will depend on your circumstances and the products available at the time.

Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances.

06/08/2026

Lenders usually assess more than salary alone.

This may include reviewing:
• Existing commitments
• Credit history
• Spending patterns
• Structure and reliability of income

Criteria can vary between lenders.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Address

London

Telephone

+447931700155

Website

http://www.smadvice.co.uk/

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