11/12/2025
We all spend a little more at Christmas, from buying Secret Santa presents to ticking off children’s wish lists.
But if you’re dipping into your savings to cover festive spending, the last thing you want is to be punished by losing interest or having to close your account.
At Plum, the Cash ISA is unique because not only does it pay one of the best rates of interest around at 4.45% AER (variable)*, you can also dip into your savings without penalty.