Grounders

11/12/2020

We have received a donation of 11 Public Health books from Grounders Uganda. They were delivered by Cedrick Joseph Wabwire, the Team Leader of the organisation. The books were received by Monica Ntenge the librarian. We appreciate Grounders Uganda for equipping us with reading materials.

30/08/2020

As times continue to harden, life must continue. we're here to offer your IT needs to your business as we value your continuity.

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17/04/2020

How to handle debts and bills during Coronavirus Pandemic and lockdown

COVID -19 by no doubts presents a huge fest of the post-crisis financial system to date. This pandemic enshrines an unprecedented global macro-economic shock, this has extended the global economy into a recession or holiday of uncertain magnitude as well as duration. This pronounced shock has placed the financial system under strain. this has caused major re-pricing and re-positioning in global financial markets. The global financial system faces a dual challenge to sustain the flow of credit amidst declining growth and manage risks.

Against this backdrop, several individuals have been affected to extent that some have been rendered unemployed or out of Business operations..

If you’re out of work as a result of the coronavirus pandemic, you’ll appreciate that doesn’t mean that you’re sorted with your bills. It’s evident that during this season several people are confronted with crafting tough choices, such as deciding the kind of bills one should settle and that which should temporarily postpone. According to Jididiah Collins, a certified financial planner noted that the coronavirus has presented a very difficult situation which calls for prioritizing. He further denotes that an aspect of differentiating wants from needs.

Evidently speaking, in the context of Africa, several companies have closed, employees’ contracts have been cancelled yet many are indebted with financial institutions at different levels and there is pressure for them to clear those loans. In addition, it’s evident that some employees are renting and While other populace are running shops. They are all expected to settle their landlords.

It’s imperative as one tries to ponder which payments to handle; everyone should take time to ask themselves as to “whether they can live without the product or service they are paying for” according to Collins. That’s the schedule you should employ when deciding on how to undertake debt obligations throughout an economic crisis similar to the one we are experiencing now.
In the event that you’re not certain on how to go about with it, the Grounders through their their financial counseling program will be premiering information that you may find worthwhile especially during this coronavirus outbreak season.

At Grounders, Our associated experts recommend that you consider clearing the following kind of debts and bills,

1.Housing and related bills
Evidently, housing is the greatest and vital expense, since you need a safe place to live. Failing to pay your rent could result in foreclose or eviction under normal circumstances. Fortunately several countries Uganda inclusive have put an embargo on evictions so as to protect those renting. This would help both members who are renting to postpone such payments. However, this does not mean that you have survived. The implication is that you will still pay all those missed payments at once which may turn out a burden. It is therefore advisable that you keep up with your payments or get in touch with your LANDLORD and see if you can have a payment plan to clear the arrears.

2.Utilities
After getting sorted with clearing rent or mortgage requirements whether through paying cash negotiations with the landlord or the bankers through a great financial plan and your rest assured of having shelter. It’s pertinent that you now focus on ensuring that your utility bills such as Water, electricity and gas. Evidence postulates that falling behind on your utility bills may situate you at risk of accruing fees could as well result to shutting off your utilities.

3.All other Payments
Other debts may be placed on a waiting list or else negotiated which could involve taxes, medical bills and even school fees loans which may not call for immediate payment requirements.
Credit or Loan balances, most major banks have called on their clients to negotiate and develop a repayment plan for this moment. Others are altering minimum payments requirements. This therefore requires you to call your Bankers and negotiate a financial repayment plan Also, be cognizant of the fact that ignoring personal bills is not a great idea despite how overwhelmed you may feel.

In the event that you sort a bill, work ahead of time and contact your lender or creditor to let them know that you will not be in position to make the payment and discuss a favorable arrangement. This will help one in staying on track.
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07/04/2020

Dear friends and family,

I have no doubts we are perfectly doing well. Meanwhile, Did you know since the World health Organization’s declaration of the COVID-19 outbreak as a global pandemic several individuals as well as governments have been left with no option but to practice quarantine strategy. This is not only limited to those infected by the virus but also every country man. We have witnessed several countries around the globe East Africa inclusive have adopted the Stay home, Stay Safe strategy as one of the measures of curbing the COVID 19 pandemic. Overturned travels from urban to rural communities, inter-county movements, indefinite isolation, and panic over scarce resources as well as information suffocation could be a formula for unhindered anxiety and feelings of the isolation.

Following the above scenarios that are capable of yielding negative thoughts about this uncertain moment. Its time to change the mindset from "I am stuck inside" to "I can focus on my home and myself". As dismal as the world may feel right now, ponder of the mandated work from home policy as a prospect to refocus your concentration from the exterior to the interior, for one to develop a more positive attitude during this period is through doing one productive thing per day. Also, set your interests on long- avoided tasks, restructure, it’s time for you to generate something you always sought to do. Therefore, this is an opportunity for to slow down and re-focus on yourself as opposed to approaching this time with a mindset of feeling trapped or stuck which is capable of only causing more stress!

, , Stay healthy your hands regularly with soap and water, social distancing ministry of Health Guidelines!

03/04/2020

Financial Stress and Debt management during the Corona virus Pandemic: Improving your state of mind

The past days have registered some drastic changes in the way of life of several Ugandans. It’s evident that some traders are faced with financial stress due to debt acquired from financial institutions to facilitate their businesses as well as rent from landlords . We are all Cognizant of the level of stress and worry that is often presented with involvement in debt. It’s true there is a link between debt challenges and feelings of anxiety as well as depression therefore presenting relevance in executing all that makes an individual feel better especially as they experience financial stress.

At this level, it’s advisable that you do not suffer alone; you can get in touch with us the Grounders for some financial advisory services.

Deducing from the above, you need to be responsive of the emotional impact of debt stress. In this regard, I have documented a few tips that may be vital in helping you improve your state of mind.

1. Center on the Now!
Whether you’re bearing in mind debt management, it’s a serious and long term project to move out of debt. It’s a marathon not a sprint so take it one step at a time. Spending all your time thinking about the future and what might happen can lead to your stress levels creeping up.

Did you know it’s scientifically proven that developing a great attitude and living in the moment will enhance your happiness?
It’s regularly imperative to not get too bogged down with the past. When we share our tips for dealing with debt we speak to many people who go over all the things they could have done differently to have avoided their money stress and strain.
It’s much healthier to accept what has happened and focus on taking positive steps to improve your life right here, right now.

2. Emphasize the positive
This is one of our top tips for dealing with debt stress. It’s time to think about all the things that you love about your life. Go on, think about the things that matter to you and why.
Getting out of debt often means having to do without some of the material things that we often convince ourselves we need. If you take stock of your situation it’s certain that there’ll be things in your life that are more important than money. They’re what are important.

Keeping a positive mental attitude will make everything in your life easier to manage. Being positive doesn’t mean painting on a fake smile and struggling on. Here are some tips on how to stay positive, it’s sometimes hard work to stay positive but it really worth it in the long run.

3. Face your demons
We all have times when we want to bury our head in the sand, especially when we’re dealing with financial stress. In the event problems seem too much to deal with, it’s exceedingly alluring to try to position them out of our minds and disregard them.

Only we never truly disregard stuff when we try to position them out of our mind – they just dangle over us like a cloud and make us feel worse. This can be doubly true when the problem relates to money, as feelings of fear and shame make it even harder to hold our hands up and ask for help. Sound familiar?

Like you have heard a saying, a problem shared is a problem halved. Enchanting that stride and finding help with your debt will contribute a huge difference. It’s the first big step towards getting rid of all that financial stress.

4. Stick to a budget
Anyone who follows us through and consults with us will get advice in regards to budgeting and will know we never shut up about budgets. Yes, it’s always there when we share our tips for dealing with debt. I’m not going to apologise though, because there’s a reason we hit on about budgeting all the time: it’s important. Very important!

Constructing a budget and sticking to will be a practical help with your finances but it will also help you feel better too. Knowing what money you’ve got will help make you feel in control of your finances and lead to more peace of mind, washing away your money stress.

5. Keep active
Physical exercise releases chemicals in our brain which make us feel happier. So if you feel that your cash stress is getting on top of you it can be a good idea to go for a jog, or even a brisk walk. Staying active doesn’t need to mean spending money either. We’ve got some great tips on keeping fit on a budget.
6. Get Support, Be debt stress free
We know that being in debt can be an isolating experience. For some reason we all feel a bit strange about talking about money to our friends and family and it can lead to feeling quite lonely. If you can overcome this awkwardness and confide in a trusted friend or family member then you’re bound to feel less alone.
We at Grounders can help too. We understand what it feels like to be in debt and know how to help. If you’re worried about your finances then you can feel free to in box for a conversation.

Insight, home Safe your hands regularly with soap and sanitize

For any inquiries and assistance contact
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03/04/2020

How to handle financial stress throughout Coronavirus pandemic

Today we are challenged with adopting these moments that present eccentric and unsure times among individuals and households in regards to financial matters as well as the global economy due to the COVID-19 Pandemic. While we don’t completely know or understand the full impact of the virus to our health, the resultant impact of it on the economy, business and our personal finances is now becoming a cause for significant financial stress. This pandemic of an unparalleled nature that we face in the first quarter of 2020 isn’t in isolation to the many perils that have already gripped the local and global economy in recent months. Financial challenges, liquidity crises, serious market fluctuations, oil wars, unearthing frauds, climate change pressures, technological disruptions, political uncertainty and more, have already made us into a more fragile humanity at the start of the second decade of the 21st century.

It’s no secret now that the President of Uganda declared measures to the countrymen as a response to the pandemic and among them is a burn on public transport, Private transport though with an opportunity for essential movements, Closure of Schools as well as businesses with an exception of Individuals who deal in food stuff related products and essential offices like National Water, Electricity, Banks among others. Besides that all country men are advised to stay home unless one has an urgent
issue that cannot wait, to be safe and encouraged to wash hands regularly. This has also led to the adoption and practice of social distancing among countrymen as well as self quarantine.
Following the above measures, it’s evident that most Ugandans are encountering challenges of behavior change, adopting new ways of doing business as well as relating. It’s imperative understanding how to handle individual Financial Stress and anxiety the coronovirus pandemic

1. Focus on You
It is important for us to remember to stay in the present and prioritize our own physical, emotional and mental health during this time. The more we stress about the future, the more we build up cortisol in our systems and weaken our brain functioning, immunity and much more that can have a serious longer-term impact. By adopting a rational and solution-oriented mindset we can then build the requisite resilience and agility to be able to manage all that these shifting times bring us. So, use this time at home to reflect, engage and focus on our individual development. This is the perfect time to begin that immunity boosting program, start meditating and start that online fitness program!

2. Acceptance
Remember that we are living through an unprecedented moment in history, for which none of us could have really planned or prepared ourselves. Accepting the current state of affairs, acknowledging that this might be a reality for some time and understanding that this might involve a paradigm shift in how we live and approach life and work, is key to riding the tide. Change, for all of us, is one of the hardest things to navigate. So, be aware of your beliefs that offer resistance and work to manage those saboteurs as you deal with disproportionate amounts of change in this period.

3. Manage Spending
While it can be tempting to stay home and make those purchases we have been wanting to for a while, now is the time to cut the frills and reduce the spends on non-essentials. Use this time to do a complete evaluation of your current financial situation, build an emergency fund and start thinking about your long-term planning. Yes, there will be job losses, impact on business and more, so make sure you stay practical and real while looking at provisioning for the immediate future. If you find yourself with a few extra rupees during this time, make sure to look at how you can contribute to those less fortunate whose families won’t be able to buy even the basic groceries in the coming days!

4. Limit the Risk Taking
This is a time for being cautious and pragmatic so don’t go on a buying spree and risk your financial portfolio on good deals if you have not been a seasoned investor. Don’t get caught in the noise and carefully evaluate any new financial investment. This reminds me of a recent discussion by Dr Muhumuz, an economist and lecturer at Makerere university who in an interview while at NBS tv noted that it’s not time to start investing in new businesses, investing on constructing houses, he further emphasized that members should consider spending on basics that are needed in their homes rather than impulsive buying due to panic. Its therefore imperative to avoid gambling.

5. Incline on Your Network
In moments such as these it is our relationships and networks that hold us in good stead. Social distancing and isolation does not mean that we need to be socially disconnected. Keep your loved ones close and check in with your friends, colleagues and networks. Use video-conferencing and calling to your best advantage – even schedule an online drinks catch-up if you can!

Insights, Home, Safe, your hands regularly
# Lets fight this together as we deal with financial stress!

08/03/2020

Dear colleagues as we celebrate the international womens day, we at the Grounders would love to share with the youth that it's time we appreciated skilling as we go through educational journey. we should embrace social entrepreneurship as well as business entrepreneurship as
confirmed by Prof Maggie at a recently concluded graduation day at Ndejje University and to this regard, Grounders is happy to walk with you!

While speaking at the Ndejje University 21st B graduation ceremony yesterday (Friday 6th March), Prof Maggie Kigozi advised Ndejje University graduates to start up their own income generating enterprises because jobs are not permanent anymore. Kigozi, who happens to be the ambassador for United Nati...

20/01/2020

How your organization’s information is managed and used is so vital to the bottom line. It can either be a huge competitive advantage or a major obstacle to your organization’s success. Every day we help business executives and managers understand how IT services and solutions can improve their business.
Get in touch with us and let us help your business grow!

01/01/2020

As we start this year, we hope to be a part of your journey into business and entrepreneurship. We hope to provide you with the information you require to start, manage and sustain your venture through conversations that matter backed by research

Remember we also got you covered with all your IT support needs, Consultancy, Digital Marketing, Financial Capability, Capacity building and much more.

Happy New year 2020.

11/11/2019

SUSTAINING A BRAND
Have you ever asked yourself why some ventures don't last???

Well, there are so many answers to this question. When establishing a brand, there are so many factors to be considered, aimed at making it possible for the brand to have a longer life.

On the list is sustainability. How possible will the brand thrive with little or no external facilitation. Having a brand facilitate it's needs with little external input.

Even once you’ve established a strong brand, you must continue to sustain and protect that brand equity in order to succeed as a competitor in the industry.

As an entrepreneur, learning how to build, protect and sustain your brand equity is fundamental to your company’s success. Keep in mind these principles are essential when managing and preserving your company’s brand.

Follow us for more of these quality hints.

03/11/2019

Grounders joins the rest of the country to wish the candidates who are sitting for their P.L.E exams starting tomorrow 4th November 2019 success. We advise that you thoroughly revise all that you have studied so far and take your exams with full confidence.

Best of luck.