Edge Home Finance, LLC - Mortgage Broker

Edge Home Finance, LLC - Mortgage Broker Licensed loan officer in Broomfield, Colorado NMLS #2017709. Edge Corp Address: 5860 Baker Road, Minnetonka, MN 55345, NMLS # 891464

Active state licenses CA-DFPI2017709, NV-69673, AZ-1013805, FL-LO77213, CO-100519483, OK-MLO039313, TX-2017709.

09/11/2026

We keep hearing the U.S. is getting "ripped off" by Canada on trade? The math literally says the exact opposite!

Look at the numbers: Total bilateral trade hits around $880 billion a year. Canada’s population is 41.4 million compared to America's 342.6 million. Per capita, Canadians buy $10,300 worth of American goods every single year. Americans buy just $1,300 per capita from Canada. That means Canadians purchase nearly eight times more per person from the U.S. than we buy from them!

"But what about the trade deficit?" Glad you asked! The U.S. total trade deficit with Canada sits around $35.7 billion. But that deficit is 100% driven by energy imports like heavy crude oil. Strip out energy, and the United States actually runs a massive +$63.2 billion trade surplus against Canada!

We import Canadian oil because it’s the cheapest local option.
Starting a tariff war with our biggest per-capita customer isn't economic strategy, it’s moronic!

09/10/2026

Is the AI data center boom boosting property values? A new report from the National Association of REALTORS® breaks down the real impact on housing.

Across 3,200 counties, NAR found no single "data center effect." While host counties boast higher median home values ($431,750 vs $174,500), data centers target already-wealthy tech hubs—they don't automatically cause price spikes.

Commercial property appears to be the big winner: 50% of real estate agents report higher commercial values near data centers. Residential perception is mixed, with main buyer concerns centered on rising energy costs (61%) and heavy water usage (56%).

Here in Front Range markets like Broomfield, Boulder, and Larimer counties, local governments are balancing tech growth with resource limits.

For resource strained communities, building AI centers may be a nonstarter.

Read the original article here:

https://www.nar.realtor/news/real-estate-news/is-there-a-data-center-effect-on-real-estate

09/09/2026

Mortgage interest rates remained sticky this past week, with 30-year fixed rates holding steady at 6.89%, while 15-year fixed and Jumbo loans ticked up slightly.

Three major drivers are keeping borrowing costs elevated:

First, escalating US-Iran hostilities have increased fears of an oil supply shock, driving energy prices higher and putting upward pressure on yields.

Second, core inflation remains persistent. Stickier-than-expected core CPI prints mean central bank rate cuts remain delayed as policymakers fight sticky underlying costs.

Third, the labor market continues to show resilience. Solid employment figures give the Federal Reserve little reason to cut, keeping benchmark yields near their 52-week highs.

Hopefully rates will remain steady, if they don’t, we will be testing 7% rates not seen in well over one year.

Update

This made me laugh out loud. Happy Labor Day all!
09/07/2026

This made me laugh out loud. Happy Labor Day all!

09/05/2026

Stop scrolling! If you’ve been looking for a stylish, move-in ready Denver home under $430k—you found it!

Welcome to 5397 North Argonne Street in Denver's Green Valley Ranch! Built in 2020, this 3-bedroom, 2-bathroom single-family home boasts over 1,400 square feet of light-filled, open-concept living space.

Look at these views! Because it sits on a prime corner lot, you get incredible natural light and peaceful views of the surrounding park space.

Upstairs features a gorgeous primary suite with a walk-in closet, plus spacious bedrooms that are ready for guests, a home office, or whatever fits your lifestyle. Buyers can choose whether to purchase fully furnished or not, it’s your choice.

As an added bonus, if you finance with Edge Home Finance the lender will finance a 1% interest rate buydown AND pay for the appraisal. Opportunities like this do NOT last long. DM me or the listing agent to set up a private showing53.



See the Zillow listing here:

https://www.zillow.com/homedetails/5397-N-Argonne-St-Denver-CO-80249/318397460_zpid/

09/04/2026

Paying off a mortgage early seems like a clear financial win, but it is not always the smartest move.

Over 25% of homeowners make extra principal payments, but if your mortgage interest rate is low, aggressive payoff strategies could actually cost you long-term wealth.

Whether you own a home in Broomfield, Boulder, or up in Larimer County, high home prices mean massive mortgages. A recent report shows 1 in 4 homeowners make extra principal payments, but its important to remember most mortgages are illiquid financial products.

High-interest debt like credit cards costs you way more. Putting extra funds into index funds or high-yield accounts can often generate higher long-term returns.

If you still want lower monthly expenses without tying up liquidity, explore options like a mortgage recast or strategic refinancing like a Smart Mortgage instead of dumping savings straight into principal.

Call or DM me today to see if these alternative options are right for you.



To read original article.

https://www.usatoday.com/story/money/personalfinance/real-estate/2026/09/02/pay-off-mortgage-early-refinance-recast-interest-rates/91564504007/

09/02/2026

Market in a Minute Update from Broomfield, CO for September 2, 2026

Mortgage Rates Surge: Jackson Hole Fallout.

Mortgage rates jumped this week, with the 30-year fixed reaching 6.89%—up 15 basis points (+0.15%) over the past 7 days. What triggered the sudden spike? The Federal Reserve’s annual symposium in Jackson Hole, Wyoming."

"Underlying inflation has not meaningfully improved.”

At Jackson Hole, Fed Chair Kevin Warsh delivered a hawkish message, warning that recent inflation drops aren't enough to guarantee long-term stability. He noted that broad financial conditions are not sufficiently restrictive, signaling that the Fed is keeping the door wide open for a potential interest rate hike at their September meeting. Rates responded accordingly.

Lock vs. Wait?

If you’re shopping for a home, today's rates could quickly become tomorrow's floor if the Fed hikes in September. Call or DM me today about a rate lock strategy to protect your purchasing power.

09/01/2026

Is Denver’s population boom passing the city by, in many ways yes? The real growth in the Denver Metro Area is happening in the suburbs—and they are no longer just bedroom communities.
Five suburban hubs are transforming fastest into cultural and economic destinations:

• Golden: From historic mining town to outdoor adventure and craft brewery center along Clear Creek.
• Lafayette: Walkable historic downtown with food scene credentials in Boulder County.
• Castle Rock: Rapidly growing southern hub anchored by iconic trail networks and retail.
• Arvada & Littleton: Expanded transit accessibility and revived historic downtown districts like Olde Town.

Light rail expansion connects these hubs directly to Denver, making regional exploration easier without a car. But there's a limit: Colorado’s strict water rights will help determine exactly which suburbs can expand and where future real estate growth stops.

Which Denver suburb is your favorite? Drop your thoughts below and share this video!



Read the original article here.

https://www.newsbreak.com/share/4857685023794-the-denver-area-s-population-boom-bypassed-the-city-these-5-suburbs-are-now-more-than-bedroom-communities?_f=app_share&pd=06HoD5UA&lang=en_US&send_time=1788132874&trans_data=%7B%22platform%22%3A0%2C%22cv%22%3A%2226.34.0.18%22%2C%22languages%22%3A%22en%22%7D&sep=sc_ios_26q3-v1%2Csc_d2d_recall_boost_exp4-control%2Csc_share_26q3-v6%2Csc_ios_referral_code-v7&s=i3

08/31/2026

Solar power just crossed a massive economic tipping point—and it changes everything.

For years, fossil fuels had one major advantage: they were cheaper to build upfront, even if burning coal and gas cost far more over time. Solar was cheaper in the long run, but it required heavy initial capital.

That advantage is officially gone. New analysis shows solar costs have plummeted so dramatically that building a solar plant now requires less upfront capital than a coal or gas plant to deliver the exact same amount of electricity.

This is huge for emerging economies facing tight budgets and high interest rates. Instead of getting locked into decades of expensive fossil fuel imports, they can now deploy modular, prepaid solar energy immediately.

Even when you add battery storage to supply power at night, firm solar remains cheaper than new coal or gas. Solar isn’t just the clean choice anymore—it’s the clear financial winner from day one.



To read the original article:
https://www.newsbreak.com/share/4856721842344-solar-has-crossed-a-critical-economic-tipping-point?_f=app_share&pd=06HoD5UA&lang=en_US&send_time=1788109526&trans_data=%7B%22platform%22%3A0%2C%22cv%22%3A%2226.34.0.18%22%2C%22languages%22%3A%22en%22%7D&sep=sc_d2d_recall_boost_exp4-control%2Csc_ios_referral_code-v7%2Csc_ios_26q3-v1%2Csc_share_26q3-v6&s=i3

08/28/2026

An Historic 1926 Estes Park Homestead Reimagined! 🌲

Looking for the perfect mountain escape, creative retreat, or full-time sanctuary in the heart of Colorado? Welcome to 823 University Dr, Estes Park, CO 80517!

Set on a peaceful half-acre lot surrounded by mature pines, this historic cottage blends authentic 1926 character with thoughtful modern updates.

• The Main Cottage: Cozy 1-bed, 1-bath plus a versatile sunroom perfect for guests or afternoon naps! Featuring glowing wood floors, tongue-and-groove ceilings, and a kitchen sink with a frame-worthy view of the Mummy Mountain Range.

• The Detached Studio: A beautifully finished, detached barn and writing studio updated in 2011. Enter through a room built with original logs and step into a space primed for your art, yoga, writing, or remote work!

• The Location: Experience complete privacy and historic charm, while staying just minutes away from Lake Estes and the vibrant Downtown Estes Park.

Join us tomorrow and Sunday for our open house. Mention this post and receive a 90 basis point lender discount if you finance this purchase through me and Edge Home Finance.

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Broomfield, CO
80020, 80021, 80023, 80038 (PO BOX)

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