10/03/2026
Our Small Business Risk Reduction Program includes access to voluntary employee benefits through Combined Insurance, backed by Chubb through our sister company Ecco Agency Inc.
Employees can access protection for accidents, disability, illness, and life insurance through payroll deduction — with no direct cost to the business.
✔ Payroll deducted
✔ Cash paid directly to employees
✔ No cost to employer
✔ Starting around $4/week
Also available through our Risk Reduction Program:
• NYS required Sexual Harassment Prevention training
• Cyber awareness training
• Workers comp review
DM us to find out how we help local businesses prevent issues before they become a claim.