Arkansas/Oklahoma Life & Health

09/11/2020

We have something actually NEW in health insurance. It’s perfect for small businesses.

Offer your employees health insurance for less than 1/2 the cost of Blue Cross. If it sounds good or too good to be true, let’s talk. It is for real, and a real option.

10/03/2019

Annual enrollment is right around the corner. Call today and schedule your appointment.

10/01/2019

Hunting season is here. Accidents involving tree stands and falls due to poor footing injure hunters every year. If you are in the woods, you should have an Accident plan. Multiple companies and options available, and cheaper than you might think.

09/25/2019

If you’re just starting to look into life insurance, the myriad of choices can be confusing.

When it comes to life insurance, there are many options. You may have heard terms like “whole life insurance”, “term insurance”, or “variable insurance” … but what does it all mean? And what are the differences?

They have one major thing in common: all life insurance policies provide payment to a beneficiary in the event of your death. Except for that basic tenet, the differences between policies can be major.

So, which insurance options are right for you?

Many factors come into play when deciding what type of life insurance will best suit your needs. The best thing to do is speak with a trusted and qualified financial professional who can assist you in looking at all the factors and help you choose the policy that will work best for your unique situation.

Please contact us at 479-713-9757 Joe or 479-667-7098 Ryan to set an appointment. We are happy to assist you in choosing the best option for your specific needs.

Sincerely,
Joe Hall and Ryan Chrisman

09/21/2019

Joe Hall 479-713-9757. Ryan Chrisman 479-667-7098

09/21/2019

Ryan and Joe are at Old Fort Harley Davidson. Come on down, lets talk Accident insurance!

09/13/2019

It’s time for your life insurance check-up.

Provided by Arkansas Life and Health

September is National Life Insurance Awareness Month, so it’s a great time to review your coverage. If you don’t have life insurance, you’re not alone. We purchase things like auto and home insurance and hope we never have to use them. Life insurance is different.

There are numerous options when it comes to life insurance: whole life, term, and variable, to name a few. But what are the differences? How do you choose? The differences between policy types may be significant. So, which is right for you? There are many factors to contemplate when deciding what type of life insurance will best suit your needs. If you haven’t reviewed your insurance lately, or don’t think you need life insurance, consider the following potential life factors:

You are married and your spouse depends on your income
You have children
You have an aging parent or disabled relative who depends on you for support
Your retirement savings and pension won’t be enough for your spouse to live on
You have a large estate and expect your heirs will owe estate taxes
You own a business, especially if you have a partner
You have a substantial joint financial obligation, such as a personal loan for which another person would be legally responsible after your death
If your circumstances match with any of the items above, or you anticipate a change, you may have a need for life insurance or to update your current coverage.

Life insurance is a way to financially protect your loved ones after you die. In each of these cases, the proceeds from a life insurance policy may help them manage finances as they adjust to life without your income. The proceeds may also be used to meet funeral and other final expenses, which may run into thousands of dollars

Are you still unsure about buying life insurance, or does your current insurance need to be updated? Contact me at [phone number] or [email address], and I will be happy to assist you in evaluating all the factors and help you choose the policy that will work best for you.

www.arkansaslifeandhealth.com

08/21/2019

08/14/2019

Whether you are looking for Employee Benefits or individual coverages, we have solutions that fit. Call today.

07/03/2019

We are super excited to announce a new partnership with Aliera. This Partnership will will allow Arkansas Life and Health to provide a low cost alternative to expensive major medical insurance plans. We have options for both individual direct plans and employer plans. Contact Joe or Ryan to see what options are best for you and how much you could save.