Zambia INC.

23/02/2026

Designing Zambia’s National School Feeding Program for Impact: Why Systems, Transparency, Local Enterprises, and School Production Units Matter

Zambia stands at an important policy moment.
The national ambition to expand school feeding program across the country reflects a growing recognition that education outcomes, child nutrition and social protection are deeply interconnected. When children are fed, attendance improves, concentration increases, and households facing economic pressure receive meaningful relief.

Yet the true success of a nationwide school feeding program will not depend on scale alone.
It will depend on how the program is designed, implemented and governed.

A feeding program of national magnitude is not simply a welfare intervention, it is a complex food systems operation that intersects agriculture, logistics, nutrition science, infrastructure development, public finance and enterprise development.
If approached strategically, Zambia has an opportunity to transform school feeding into a powerful engine for local economic growth, skills development, and community resilience.

This requires method, transparency and deliberate policy alignment.

The Importance of a Systematic and Phased Rollout

Rolling out feeding programs across thousands of schools simultaneously without adequate systems creates risks inconsistent quality, food safety concerns, logistical breakdowns and financial inefficiencies.

A phased and methodical implementation allows government to:

* Pilot operational models in selected districts

* Build institutional capacity among school administrators

* Train food handlers and suppliers

* Strengthen procurement and monitoring systems

* Establish clear food safety protocols

Institutional feeding is operationally similar to running thousands of small restaurants simultaneously.
Without systems, even good intentions can fail.

Method is not delay; method is sustainability......
read full article here......

19/02/2026

POLICY RECOMMENDATION.

Agatha Nayame - Founder Zambia Emerging Manufacturers and Food Processors ,
Ammy Heinstain Investments - Enterprise Development

Leveraging Zambia’s SME Digital Transaction Economy to Build Bankable Capital and Strengthen Financial Institutions.

Executive Summary

Zambia’s Small and Medium Enterprise (SME) sector has emerged as a major driver of growth in the mobile money ecosystem over the past five years, with transaction volumes estimated to exceed K500 billion by end of 2026 and sector participation contributing significantly to expansion across digital financial platforms.

The mobile money market is a duopoly dominated by MTN Zambia and Airtel Money, holding approximately 44% and 40% of the market share respectively, with state-owned Zamtel holding roughly 16%. The sector has experienced immense growth, with transaction values growing by 50% in 2023 to K452 billion and over 12 million active mobile subscribers.

This trend demonstrates that SMEs are already generating measurable financial data, predictable cash flows, and economic value at scale. However, the majority of SMEs remain excluded from formal financing due to collateral requirements, perceived risk, and limited integration between digital financial service providers and traditional financial institutions.
This policy brief proposes the development of SME Resource Funds, alternative credit assessment frameworks, and SME-focused financial institutions to convert transaction activity into bankable capital capable of supporting entrepreneurship, industrialization, and inclusive economic growth.

Policy Context and Problem Statement

Despite their contribution to employment and economic activity, SMEs in Zambia face persistent structural barriers:

* Limited access to affordable financing
* Heavy reliance on informal capital sources
* High lending interest rates
* Collateral-based lending models unsuitable for small enterprises
* Weak financial records and credit histories

At the same time, mobile money platforms now capture substantial SME transaction data that could serve as alternative indicators of creditworthiness.
The disconnect between digital financial activity and formal financing access represents a critical missed opportunity.
Download and Read full Article here....https://docs.google.com/document/d/1r0GEl_hsHCVESOvrjihNekRj1A0cu8G-T1U2tafdF14/edit?usp=sharing

05/02/2026

MULUNGUSHI GETS A TEST RUN BEFORE MEGA COMMISSIONING

A Turning Point for Zambia’s Cotton Value Chain and Industrial Revival!

The upcoming test run of Mulungushi Textiles by the Minister of Commerce and Trade represents far more than the reopening of a factory, it signals a strategic turning point in Zambia’s journey toward industrialization, agricultural value addition and inclusive economic growth.

For years, Zambia’s cotton sector has held enormous potential, yet much of that value has been exported in raw or minimally processed form.
The revival of Mulungushi Textiles marks a deliberate shift toward strengthening domestic manufacturing capacity and ensuring that more of the cotton value chain remains within the country. This is not simply an industrial milestone; it is an agricultural and socio-economic catalyst.

Empowering Small-Scale Cotton Producers

At the foundation of Zambia’s textile ecosystem are thousands of small-scale cotton farmers whose livelihoods depend on stable markets and fair pricing. A functioning textile plant creates predictable demand for locally grown cotton, reducing market volatility and strengthening farmer confidence.

With a reliable domestic buyer, farmers are incentivized to increase production, improve quality and invest in better farming practices. This stability can translate into higher rural incomes, improved food security and expanded participation in organized cotton out grower schemes. In practical terms, the textile plant becomes an anchor institution that transforms cotton farming from a seasonal gamble into a more dependable economic activity.

Driving Value Addition and Industrial Growth

Mulungushi Textiles represents a critical link in Zambia’s ambition to move from exporting raw materials to producing finished goods. By processing cotton locally into yarn, fabric and garments, Zambia captures significantly more economic value per kilogram of cotton produced.

This value addition stimulates downstream industries such as garment manufacturing, packaging, logistics and retail. It also supports technology transfer, workforce skill development and the modernization of industrial processes. Over time, this ecosystem can position Zambia as a regional textile hub, capable of competing within African and international markets.

Employment and Skills Development

The textile sector is inherently labor-intensive, making it a powerful engine for job creation. The revival of Mulungushi Textiles is expected to generate direct employment in manufacturing while creating indirect opportunities across agriculture, transport, maintenance, and supply chain services.

Equally important is the opportunity for skills development. Textile manufacturing requires technical expertise in machinery operation, quality control, design, and production management. Building this capacity strengthens Zambia’s industrial workforce and lays the foundation for sustained sectoral growth.

Strengthening Economic Resilience

A diversified economy is more resilient to external shocks; by revitalizing local textile production, Zambia reduces dependence on imported fabrics and garments, conserves foreign exchange and strengthens domestic supply chains. This industrial resilience aligns with broader national development goals centered on self-reliance and sustainable growth.

A Signal of Renewed Industrial Confidence

The test run of Mulungushi Textiles sends a strong signal to investors, producers and policymakers: Zambia is serious about rebuilding its manufacturing base.
This demonstrates that strategic public-private collaboration can unlock dormant assets and convert them into engines of growth.

Most importantly, the initiative embodies a holistic development model one that recognizes agriculture, manufacturing and employment as interconnected pillars of economic progress.

Zambia INC 2026©️

05/02/2026

03/02/2026

Proflight Zambia is proud to announce that we successfully completed the International Air Transport Association (IATA) Operational Safety Audit (IOSA) conducted in January 2025, and we are now Zambia’s only IATA-registered member airline.

This milestone reflects Proflight Zambia’s continued investment in safety, staff training, and operational excellence, further strengthening our position as a trusted regional carrier.

Safety is and will always remain our top priority. Successfully completing the IOSA audit and being an IATA member airline reflects the professionalism, discipline, and dedication of our teams and reinforces our commitment to continuous improvement while strengthening our position as a trusted airline in the region.
🇿🇲

03/02/2026

The initiative aligns with MTN’s broader ambition to drive financial inclusion by making essential financial services available to more people across Zambia.

By integrating insurance into the MoMo ecosystem and evolving into a marketplace model, MoMo continues to expand its role beyond payments and transfers, positioning it as a complete financial companion for everyday life.

Customers can access insurance on MTN MoMo by dialing *115 #, selecting Option 7 (Financial Services), then Option 3 (Insurance), and choosing their preferred cover.

Inc 2026

02/02/2026

Understanding Your ZESCO Electricity Bill: Why Units May Finish Faster .

Many of you have noticed that your electricity units don’t seem to last as long as they did during the load shedding period. This is not because of any fault in your meter or supply, but due to the way ZESCO’s residential tariff system works.

We want to help you understand how your electricity is billed so you can manage your usage and budget more effectively.

How ZESCO’s Residential Tariff Bands Work

ZESCO uses a progressive tariff system – this means the more units you use in a month, the higher the rate you pay per unit. The system is divided into four bands:

1. First 100 units: K0.35 per unit
2. Next 100 units (101–200): K1.00 per unit
3. Next 200 units (201–400): K2.42 per unit
4. Any unit above 400: K3.45 per unit

This is applied step-by-step:

· If you use 100 units, you pay:
100 × K0.35 = K35
· If you use 200 units, you pay:
First 100 units: K35
Next 100 units: 100 × K1.00 = K100
Total = K135
· If you use 400 units, you pay:
First 200 units: K135
Next 200 units: 200 × K2.42 = K484
Total = K619
· If you use more than 400 units, any extra unit costs K3.45 each.

Why Your Units Now Finish Faster

During load shedding, many households used less electricity and stayed in the lower, cheaper bands (0–200 units). Now that power is stable, usage has naturally increased. As you use more, you move into higher bands where each unit costs significantly more.

For example:

· With K300, you can get around 260 units (still below 400 units).
· With K600, you get close to 400 units.
· With K800, part of your electricity is charged at K3.45 per unit, so you get fewer units for your money.

Key Takeaway
Once you go above 400 units in a month, electricity becomes much more expensive per unit. This is why your recharge amount may now give you fewer units than before.

Tips to Manage Your Electricity Usage

·Solar Systems will Save you money in the long term and this will ensure you have a return on investment.
Monitor your monthly use to stay aware of which tariff band you are in.
· Use energy-saving appliances and switch off unused devices.
· Spread high-usage activities (like ironing, heating) across different days to avoid sharp spikes in consumption.

We hope this helps you better understand your electricity bill. By managing your usage, you can control costs and make your units last longer.

21/01/2026

FRA ASSURES FARMERS YET TO BE PAID THAT FUNDS ARE IN BANKS FOR COMPLETION OF THE PAYMENT PROCESS

The Food Reserve Agency (FRA) has disbursed to banks all funds for farmers who supplied maize to its various depots countrywide during the 2025 crop marketing season, but are yet to be paid.

Here are the highlights from FRA Executive Director Justin Chuunka:

✅Assured farmers that their funds are with participating paying banks in their districts.

✅All farmer details with corresponding amounts due to be paid to each farmer have since been submitted to the paying banks.

✅Further, in order to expedite payments, the Agency in addition to over-the-counter bank payments, has started paying farmers using two payment methods namely: mobile money accounts and bank transfers.

✅Farmers wishing to be paid via mobile money platforms are advised to visit FRA offices in their areas and fill in a form for the process to be completed.

✅The Agency desires that farmers should embrace the digital modes of payments as such platforms would enable farmer payments to be completed quickly.

✅The Agency understands how important timely payments are to farmers and their operations, and it regrets the frustration this situation has caused.

✅In this regard, the Agency has continued working with banks to ensure the remaining payments are concluded promptly.

12/01/2026

In a major step towards regional energy independence, Zambia and Zimbabwe have officially committed to a joint venture to construct the $4.2 billion Batoka Gorge Hydropower Plant. This massive 2,400-megawatt facility, located near Victoria Falls, is set to become a game-changer for Southern Africa’s energy landscape.
Key Developments:
• Funding Locked In: Each nation has committed $220 million to kickstart the project. A newly formed committee is now tasked with mobilizing further funds and exploring equity partnerships to ensure financial stability.
• Progress Report: After delays caused by the pandemic and previous funding hurdles, engineering and environmental studies have officially commenced. The Zambezi River Authority (ZRA) has appointed a team of technical, legal, and financial consultants to fast-track the process.
• The Goal: Beyond just generating power, the project aims to stabilize electricity supply for both nations, complementing ongoing large-scale solar and thermal initiatives.
This renewed commitment signals a strong move away from reliance on the fluctuating water levels of the Kariba Dam.

03/01/2026

Women at the top!
A trail blazer and trendsetter.
Ladies and Gentlemen
Brg General Mwizukanji Namwawa !