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These page was created to inspire others how to become financially independent.Teach and Educate every FIlipino's in Building their Financial Foundations and helps to Create Wealth wherein there's No Family will be left behind.

"It's the investor who is risky,  not the investment." -  Robert KiyosakiBe informed! Abot-Kaya na! Saan aabot ang 1K pe...
09/10/2019

"It's the investor who is risky, not the investment." - Robert Kiyosaki

Be informed! Abot-Kaya na!

Saan aabot ang 1K pesos mo? It is basically invested lang naman in a diversified portfolio tulad ng AYALA, BDO, WILCON DEPOT, EAGLE CEMENT, SM INVESTMENT, MEGAWIDE, EEI, SHAKEY'S PIZZA, AYALA CORP at marami pang iba.

Alamin at mag aral sa IMG kung papano.
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ccto




What is Kaiser International Healthcare Group?Avoid the most common life burden.What is Kaiser International Healthgroup...
08/10/2019

What is Kaiser International Healthcare Group?

Avoid the most common life burden.

What is Kaiser International Healthgroup, Inc.?

Kaiser International Healthgroup, Inc. is one of the product providers of IMG. It is a registered company that operates as a health care provider as approved by the Department of Health – Bureau of Health Facilities. On top of the traditional HMO’s that provide healthcare benefits during employments years, Kaiser provides the second layer of HMO coverage for long-term or retirement needs. Thus, their programs consist of short-term including corporate, individual and family needs, senior care programs (HMO for ages 60 and up) and long-term healthcare programs.

Frequently Asked Questions about Kaiser International:

Kaiser Long-term healthcare

1. How secure & financially stable is Kaiser International Healthgroup, Inc.?

The Healthcare Industry is a highly regulated industry. Before any company can be licensed it has to fully comply with all the government requirements to make sure it is fully secured and can deliver its benefits to its clients. It is regularly monitored by the regulatory government agencies. Our Kaiser health plans are designed by a Licensed Actuary not only to ensure compliance with established government regulations but also to make sure that our products are financially sound and stable.

Kaiser is one of the top most healthcare company in the Healthcare Industry in terms of capitalization and market share. Kaiser is fully compliant with the regulatory requirements. On top of this, Kaiser’s cornerstone of success resides in the skill and experience of its corporate management, and its business partners. Kaiser draws great strength from a leadership team which thoroughly understands the company industry and operating environment. It possesses close, long-term relationships with its members and partners throughout the country.

With Kaiser’s strong financial stability, our clients are highly secured. Kaiser deals with top notch and highly qualified licensed financial managers. We consider them as partners and work very closely with them. The managers themselves are also governed by government regulations. In addition, we deal with some of the country’s best universal banks.

2. It’s the first time I’ve heard about Kaiser. What is it?

Kaiser International Healthgroup Inc. is accredited by the department of Health as an HMO. It is registered with the Securities and Exchange Commission as a health care provider and broker for other health care companies.

3. Who are the persons behind Kaiser?

Kaiser’s Board of Directors is seasoned experts in the Medical field services and the health care Industry. Headed by its President and CEO Dr. Ramon B. Abragan, Jr..

4. What is the financial viability of Kaiser?

Kaiser is registered with SEC and has an authorized capitalization of Php 160M. It has fully complied with all the SEC regulations. It is also approved by Department of Health to operate as an HMO. The Investment and funds are managed by the top leading financial Institutions in the Industry.

5. I have just bought a Kaiser 45,000 ultimate plan and would want to have a bigger coverage. Can I upgrade or buy another plan?

Yes, a plan holder or member may upgrade his plan within 30 days from the member’s effectivity date. The member may buy another plan only upon full payment of his policy which is on the 6th year.

6. I have just bought a Kaiser-100,000 plan. Can I now avail of the Annual Physical and Dental Examination?

The member can avail of these two outpatient benefits after paying fully paying the first year’s premium. E.g. If his mode of payment is annual, then he can avail immediately after receiving his online policy containing his benefit and dental card, provider directory, guide book and your schedule of benefits with the contract provisions.

7. I have a Kaiser-55,000 plan which I’d like to transfer to my daughter because I’m migrating to the U.SA. How do I go about transferring it?

The member shall be required to sign an amendment form and the daughter signs a new application for membership form and submit it to his IMG representative/offices or to Kaiser office located respectively at the 3rd and ground floor of King’s Court I Building along 2129 Chino Roces Avenue in Makati City.

8. Do I need to use Kaiser’s network of providers?

Yes. You must stay within the network at least during the accumulation or Paying Period. However, after the accumulation period, you can avail of your medical needs using your own set of providers and then file for reimbursement within your allowable health benefit.

9. If a member dies, is his K100, 000 plan transferable to any of his beneficiaries? How much will his beneficiary get?

If the plan has approved term insurance coverage, the plan is transferable to the primary beneficiary. Kaiser shall pay the principal amount of the term insurance.

10. Why should I buy a Kaiser health care plan when my family and I are now covered by my husband’s employer healthcare plan?

Your family coverage with the employer’s healthcare plan is given to your husband as part of his employee benefit and continues to be available as your husband is employed with the company. However, by the time your husband resigns or retires from the company, this companies healthcare plan benefit stops!

Pm us for more details 👇👇👇

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 ?Lahat naman tayo gustong maging milyonaryo, pero hindi alam ng karamihan kung paano.May dalawang paraan upang maging m...
07/10/2019

?

Lahat naman tayo gustong maging milyonaryo, pero hindi alam ng karamihan kung paano.

May dalawang paraan upang maging milyonaryo:

1. Build your own business
2. Be an investor sa malalaking business sa Pinas

Karamihan sa mga Pilipino ay sumusubok magtayo ng business pero hindi lahat ay nagiging successful. Kung hindi naging maganda ang takbo ng iyong business, mas mainam siguro na makisosyo ka nalang sa malalaking business sa buong Pilipinas.

Ito ang tatlong paraan kung gusto mong ma-achieve ang iyong first 1 Million sa loob ng 20 years:

🔯1. - halos lahat naman tayo ay may savings account sa bangko na kung saan ay nilalagay natin ang naipon na pera. Madalas naglalagay tayo dito kasi tingin natin ay safe dahil may guard at covered ng PDIC, pero kung pag-uusapan ay retirement fund hindi lang dapat ito nakalagay sa bank. (Saving a P4,167 per month consistently for 20 years will give you P 1,000,000.) Kakaunti ang tubo.

🔯2. - isa sa pinakamagandang investment vehicle para sa mga baguhan at ayaw aralin ang stock market. MF is the best vehicle para palaguin ang pinaghirapan mong pera, pero dapat longterm ang iyong goal. Hindi naman ito instant kitaan. Nag-iinvest ka dito para pagdating ng panahon ay hindi mo na po-problemahin ang pera. (Investing of P1,000 per month consistently for 20 years will give you P 1,000,000.)

🔯3. - siguro ay narinig mo na ito pero hindi mo lang pinapansin. Kaiser International Healthgroup, Inc. is the only healthcare company sa Pinas na may Longterm Healthcare. (Investing of P5,882 per month consistently for only 7 years will give you P 1,166,168.)

Anong pinagkaiba ng Short Term Healthcare at Long Term Healthcare?

Ang short term healthcare ay traditional healthcare na kung saan ay nagbabayad ka yearly for a certain coverage. Kapag nagkasakit at na-hospitalize ay may magagamit ka, hindi kailangan maglabas ng pera sa hospital, kailangan mo lang ipresent ang healthcard. Pero halimbawang hindi nagkasakit ay nasasayang lang ang perang binayad para sa healthcare coverage. Kaya kadalasan ang thinking "SANA MAGKASAKIT AKO PARA MAGAMIT KO ANG HEALTHCARE KO".

Ang long term healthcare naman ay hindi lang basta healthcare, ito ay may kasamang Life Insurance at Investment. Katulad ng short term healthcare, nagbabayad ka rin ng premium nito tulad ng monthly, quarterly, semi annual and annual. Kapag nagkasakit ka, may magagamit ka. Pag kinuha agad ni Lord, may Insurance ka at makakatanggap ng instant money ang pamilya. Pag humaba buhay mo, may pera ka sa future dahil yung hinuhulog mo naiipon lang at lumalago pa, hindi mo na problema ang pera sa pagtanda mo.

Sa pag-achieve ng iyong first 1 MILLION.
Anong paraan ang gagawin mo?
1. Savings Account?
2. Mutual Funds?
3. Kaiser Saving Plan?

Ctto


Ano gusto maging,  CONSUMER or INVESTOR?P1,000 na lang shareholder ka na sa Mutual Fund, dahil binaba na ang Minimun Ini...
03/10/2019

Ano gusto maging,
CONSUMER or INVESTOR?

P1,000 na lang shareholder ka na sa Mutual Fund, dahil binaba na ang Minimun Initial Investment para makapag start mag invest at makasosyo sa naglalakihang Corporation gaya ng SM, Jollibee, SMC, URC, etc. Maliit pero pwede mo ng umpisahan kesa tumatakbo ang panahong wala kang naiipon. Depende sa Goal mo para sa future mo. Pwede mo namang dagdagan ng paunti unti.

Diba't mas Masarap kumunsumo ng product na pwede ka ring kumita, nakakainspire yon. Kaya gaganahan ka ring mag ipon o mag invest.

Kung may goal ka. Ano pa ang ginagawa mo umpisahan mo ng alamin ang Mutual Fund investing (Indirect Stock Market) at merong 3in1, 2in1 at only 1.

PM mo ako kaibigan at ieeducate muna kita bago ang lahat. Try mo ring mag reseach kung gaano ka safe ang Stock Market o Mutual Fund ng hindi mayayaman lang ang sadyang yumayaman dahil sila lang dati ang nakakaalam nito dahil mataas ang Minimum Initial Investment...

PM me for more detail.

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Ito pa rin ba ang mga dahilan kapag inaaya ka ng kaibigan mong mag Ipon at mag Invest? 1. NEXT TIME NALANG.  - Hanggang ...
01/10/2019

Ito pa rin ba ang mga dahilan kapag inaaya ka ng kaibigan mong mag Ipon at mag Invest?

1. NEXT TIME NALANG.
- Hanggang Kelan ka ba may next time?! Remember na ang Time is not always on your side. Baka pag gusto mo na mag ipon, wala na palang time.
Kaka Next time mo Tumanda ka na at hindi na nakapag ipon para sa iyong Retirement.

2. BAHALA NA.
- Bahala na si Batman? Bahala na ang mga anak ko, Imagine Ikaw na nagpakahirap magtrabaho sa mahabang panahon, aasa lang sa mga anak mo? Bahala na ang Gobyerno? Aasa nalang tayo sa katiting na pera na bibigay ng Gobyerno? O isisi pa din natin sa Gobyerno kung bakit tayo naghirap?
3. GASTOS LANG.
- Marami kang bayarin. Kaya hindi mo priority ang pag iipon at pag iinvest. Gastos lang pero pag tanda mo, nagkasakit ka mas malaking Gastos ang nag aabang.
Nakita mo ang mukha sa picture? at Parang ikaw pa ang Galit inaaya ka lang mag ipon e, Gastos lang “ dahil akala mo pagkakakitaan ka nanaman ng kaibigan mong ang gusto lang naman ay tulungan kang makapag invest para sa iyong Future. Para hindi ka maging pabigat sa iyong Pamilya.

4. BUSY AKO.
- Kapag aayain ka na mag aral o makinig sa Seminar, bigla ka ng nagiging busy, ngunit kapag inaya ka sa Shopping, Galaan o Inuman, Palagi kang available.
- Kung lagi mong sasabihin na busy ka at hindi ka maglalaan ng oras at panahon, e Hindi ka talaga Yayaman.

Kahit ano pa man ang dahilan mo, or Excuses mo, isa lang ang sigurado ako, Tatanda ka nanaman next year. Malamang ngayon hindi mo pinapansin, nakukulitan ko o siniseenzone mo lang ang kaibigan mong pinipilit kang mag ipon, pero pagdating ng panahon sila yung taong maaalala mo at masasabi mong “SANA PALA NAKINIG AKO.”


PM me is the 🔐
👇👇👇

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Most people only see what they see depending on their perspective and beliefs!This is partially due to the reticular act...
30/09/2019

Most people only see what they see depending on their perspective and beliefs!

This is partially due to the reticular activating system that we have in our brain.

You know people and friends who can easily franchise a Jollibee store for 50,000,000 or more.When you franchise a store,...
28/09/2019

You know people and friends who can easily franchise a Jollibee store for 50,000,000 or more.

When you franchise a store, you make money from the earnings of that single store.

Another option is...

You buy your 50,000,000 with shares from the company Jollibee. Shares represents ownership. You own part of the big mother company.

These shares reflect the growth potential, profit, and earnings/cashflow of all businesses under Jollibee (Mang Inasal, Chowking, Burger King, Red Ribbon, Greenwich, and other real estate businesses as well etc.).

Your money's potential is diversified and spread among these businesses.

PLUS you don't have to invest that much to earn more.

Financial Coaching classes are available near you. Learn & understand to have clear options.

IMG



😊

You know people and friends who can easily franchise a Jollibee store for 50,000,000 or more.When you franchise a store,...
24/09/2019

You know people and friends who can easily franchise a Jollibee store for 50,000,000 or more.

When you franchise a store, you make money from the earnings of that single store.

Another option is...

You buy your 50,000,000 with shares from the company Jollibee. Shares represents ownership. You own part of the big mother company.

These shares reflect the growth potential, profit, and earnings/cashflow of all businesses under Jollibee (Mang Inasal, Chowking, Burger King, Red Ribbon, Greenwich, and other real estate businesses as well etc.).

Your money's potential is diversified and spread among these businesses.

PLUS you don't have to invest that much to earn more.

Financial Coaching classes are available near you. Learn & understand to have clear options.

Learn more 😊
https://122465uae.imgcorp.com

🔑


While everyone is busy about human rights, equal rights etc... I realize the most important right is the right to financ...
23/09/2019

While everyone is busy about human rights, equal rights etc... I realize the most important right is the right to financial independence.

You've heard this before:
"The rich have the right to become richer."

They strive hard than anyone using their grit, skill, persistence & most importantly, they use their time to build income stream and cashflow.

The rest of the people have equal opportunity to become rich as well.

We all have equal time, 24 hours.

Skills can be learned and developed, while persistence is always a free choice.

Top Secret‼️
But this is the slight difference between the truly successful people today and the rest - the successful people today keep building a platform, a system, a pathway, a program to channel the flow of wealth towards them.

Either its wealth of relationships, wealth of money, wealth of assets, wealth of influence, wealth of connections, wealth of talents, wealth of experience, wealth of knowledge, wealth of peace and joy - the platform they built attracts all these great things towards them.

Good news is, in modern times, a platform was created for you and me.

The platform of Financial Education.
We all can start using the platform only if we use/give TIME for it.

Let's use time to our advantage. This platform can build wealth and success like all the truly rich has accomplished using hard work, time, patience and persistence.

These are the potential of this Financial Education platform:
Learning to SAVE. Your ability to save builds the foundation of wealth. Learn about PROTECTION. Your understanding of life insurance and health care builds financial security and preservation of your future wealth. Learning to INVEST. Your knowledge about the growth of money gives you more purpose to develop patience and importance of time. Learn to BUILD YOUR OWN BUSINESS. Your new found knowledge and skills as well as a proven system can give you a chance to run a modern training and business system using Financial Education platform.

Meaningful examples are:
When you grow older, you can have at least 10,000,000 worth retirement fund, how do you build it?
When you live short/die too soon, you want to leave your family with at least 20,000,000 worth of insurance proceeds - how do you do it?
When you get sick or ill during old age, you want to have at least 5,000,000 worth of healthcare, how do you create it?
When you pass on wealth or assets or business, you want to leave behind at least 100,000,000 worth of wealth to your family, how do you create, build and secure it?

-
Wealth is not created in the money making, income, paycheck and "negosyante image".

Wealth starts when you create a system.

Take time to learn the basic things first.
These are priceless knowledge.i
But you can pay it with TIME.

Wealth starts with knowledge.
Wealth starts with Financial Education.

Pm for more details 👇
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KAISER 3-IN-1 SAVING PLANBakit nga ba magandang kumuha ng Kaiser 3-in-1? 7 years of saving/investing only.13 years of wa...
23/09/2019

KAISER 3-IN-1 SAVING PLAN
Bakit nga ba magandang kumuha ng Kaiser 3-in-1?

7 years of saving/investing only.
13 years of waiting for the Maturity.
You will have the following benefits: Healthcare (short-term & long-term), Life Insurance and Investment.

Long-Term Healthcare
Ang mga traditional HMO (Health Maintenance Organization) ay short-term lang. Magbabayad ka ng annual premium for a certain healthcare coverage. Magamit mo ito or hindi ay babayaran mo pa rin every year kung gusto mong ipagpatuloy ang healthcare coverage.

Sa Kaiser, puwedeng maging short-term at long-term. Kung nag-avail ka nito at biglang nagkasakit magagamit mo ang healthcare benefits. Paano naman kung hindi magamit? Okay lang! Dahil si Kaiser ay long-term healthcare din kung saan ang hinuhulog mo ay hindi masasayang at magagamit mo pa rin in future needs.

Life Insurance
Sa traditional HMO (Health Maintenance Organization) kapag sinabing healthcare ay Pure Healthcare lang.

Sa Kaiser, hindi lang siya basta healthcare. May Life Insurance coverage din na kung saan ay protected ang pamilya.

Halimbawang may mangyari sa policy holder ay makakatanggap ang beneficiaries nito ng instant money mula sa Insurance Company.

Bukod pa doon ay may Waiver of Installment due to Death, Waiver of Installment due to Total and Permanent Disability at Transfer of Kaiser Policy to the Principal Beneficiary.

Investment
Bukod sa healthcare at life protection, ang kaiser ay may investment din.

Kung healthy ka at hindi mo nagagamit ang healthcare coverage bibigyan ka pa ng BONUS ni kaiser sa Maturity ng iyong 3-in-1 Saving Plan.

Makukuha mo ang lump sum sa 20th year ng iyong plan. May option ka rin na i-retain lang ito upang lumago pa ang pera mo.

Imagine? Nag-save ka lang sa loob ng 7 years may makukuha kang malaking halaga sa Maturity Period ng Saving Plan mo. Para ka ring may pension na pwede mong kuhanin buwan-buwan dahil good as cash itong investment mo.

For more details send me a message 🙂

Ctto

Sa ngayon, di mo naiisip na mag-ipon dahil malusog ka pa at may medical benefits ka pang natatanggap sa kompanya. Madada...
21/09/2019

Sa ngayon, di mo naiisip na mag-ipon dahil malusog ka pa at may medical benefits ka pang natatanggap sa kompanya. Madadala mo ba benefits mo kapag nag retiro ka na? Syempre beshy, alam mo yan HINDI.

At dalangin natin palagi ang maayos na kalusugan pero nagkakasakit pa rin tyo dahil corruptible etong katawang-lupa.

Lalong hindi mo naman kalahi si Superman at Wonderwoman para turingang kang immortal beshy... hindi ka ganun.

Ang paghahanda ay laging advance, dahil cguradong darating at darating ang bagyo (trials) ng buhay... hindi lang natin alam kung kailan.

Learn now the right way of building your solid financial foundation para hindi tyo pasanin ng ating mga kapamilya pagtanda natin.






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Many have made this an excuse not to save, thinking it would make them unspiritual... Are you supposed to be saving for ...
21/09/2019

Many have made this an excuse not to save, thinking it would make them unspiritual... Are you supposed to be saving for yourself only? NO!!!

What can you do if you have wealth?

1. Take care of your own household -
1 Timothy 5:8
Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.
(relatives/household who are truly in need, NOT corrupt and lazy)

2. Be a generational steward -
Proverbs 13:22
“A good person leaves an inheritance for their children's children"

3. Give generously -
Proverbs 22:9
The generous will themselves be blessed, for they share their food with the poor.

Again, what's your excuse for not saving?

Address

Al Ain City, Abu Dhabi , Uae
Al Ain
15258

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