28/08/2026
Scams are getting smarter — and the old warning signs aren't enough anymore.
For years we've been told to look for spelling mistakes, bad grammar and suspicious-looking emails.
Unfortunately, artificial intelligence is changing that.
Modern scam messages can be polished, professional and extremely convincing. Recent ANZ data shows scam activity increased 18% year-on-year, while Australians reported $2.18 billion in combined scam losses during 2025.
For seniors, families and small businesses, the safest approach is increasingly:
🛑 STOP — Don't let urgency force you into acting.
🔎 CHECK — Independently contact the bank, supplier or organisation using contact details you already trust.
🛡️ PROTECT — Never give an unexpected caller remote access to your computer, your password, PIN or one-time security code.
For businesses, introduce one particularly important rule:
Never accept changed supplier banking details by email alone. Verify them independently before making payment.
We've published a detailed new guide explaining how modern scams work, why older Australians and small businesses need to be particularly careful, and the simple habits that can dramatically reduce your risk.
👉 Read the full article on the Arafura Consulting & Media website.
https://www.arafuracm.com.au/post/scam-identification-change-small-business-australia