Carlos Martinez - Financial Representative

10/25/2013

Did you know? About 40% of purchases are impulse buys. To avoid the impulse trap, shop with a list and don’t fall for buy-one-get one deals that really add up. (Money, 12/12)

10/25/2013

Are you overspending each month? Try building more of a “buffer” into your budget. That way you won’t bust your budget if you spend more than you expect. If you don’t spend the “buffer” money, send it to savings.

10/24/2013

The Vaiasuso’s story is one of love, tragedy and eventually, peace of mind. Watch it now.

Joe and Karolein Vaiasuso met in high school. They married young and started a loving family. Less than a year after getting a life insurance policy with Primerica, the family faced the unexpected when Joe was diagnosed with brain cancer.

10/24/2013

"Revisit short-, medium- and long-term financial goals. For example, buying a minivan, then a house, and funding college…" - Wall Street Journal, 1/13

10/24/2013

A recent survey "found that more than half of Canadians (57 per cent) say they’re comfortable with their debt levels. But more than a third (35 per cent) said they have borrowed too much." - CBC News, 4/13

10/24/2013

"You have to begin with the end in mind." - SVP Yvette Henderson

10/23/2013

Can budgeting for expensive items cause you to spend more? Check out this article for the surprising answer. http://bit.ly/185GZNs

10/23/2013

"Beginning on the first day of a new month, get a receipt for everything you purchase. Stack and review receipts at the end of the month, and you will clearly be able to see where your money is going." - AmericaSaves.org

10/22/2013

“Success is where preparation and opportunity meet.” - Bobby Unser

10/22/2013

Don't buy into the displays! Here are 7 tips to avoid seasonal impulse buys.

There are only four seasons in the year, right? Wrong. Retailers have up to 20 seasons – just one of the many ways they entice you to make impulse buys. Here's how to resist temptation.

10/22/2013

"In the 1970s, fewer than 20 percent of the adult population owned a credit card. Today, between 70 and 80 percent of the adult population does." – The Atlantic, 6/13

10/22/2013

"In order to succeed, your desire for success should be greater than your fear of failure." – Bill Cosby