01/13/2023
📅 Monthly Saving Challenge $50 BUNDLE set of 12 TRACKERS 📅
✉️ This challenge is perfect for you if you have a difficult time saving money, or live on a lower income but would still like to save money. To make the challenge more fun, you can use envelopes, however, if it’s easier for you to transfer money to a separate savings account that will be just as effective. The ultimate goal is to save money so do whatever works best for you.
✉️ Every day pick one envelope, it doesn’t matter if it’s $30 or $4. Add the amount of money to the envelope/savings account, etc. It’s as simple as that. After the month is over, you will have saved $406, $435, $465 or $496 depending the days in the month.
‼‼ Some Quick Tips ‼‼
✉️. You may find that it’s easier to add bigger amounts at the beginning of the week or after you get paid and save the smaller amounts until the end of the week. Make it a habit to add your money to your envelope in the morning. If you end up waiting until after work or later in the day. You may not have as much money to add to your envelope.
✉️ If you find yourself struggling to add the larger amounts, simply pull out envelopes 16-30 and just use envelopes 1-15. Once they are filled, then start again. You will be able to save $120 every 15 days, so that’s still $240 every month.
‼‼ The goal is to save money, so make it work for you and your income ‼‼
