08/09/2026
Bit of a different post from me but unfortunately there are a lot of not great people around and this weekend a company left a lot of couples completely blindsided by choosing to just not show up, the worst part they took these bookings after people posted about their wedding Decor company going under
And still to date they are lying!!
Anyone affected by Magic Moment Decor financially and what to do next!!
For reference I haven’t got this from chatGPT, yes I’m own a bespoke design wedding and events stationery and signage business, but I’m also a virtual assistant and have worked defending chargebacks for at least 10 years for clients before I moved to be a VA. Previously and currently that includes companies who have to be audited by the MOJ every 13 months to have their licence and have a 96-97% success rate, which even the MOJ have been shocked by!!
Now onto this “business” firstly she can’t claim insolvency as per her post she uploaded then deleted before her husband’s “apology” and no idea what’s gone on speech in Wedding DIY UK!
She’s not a limited company she hopefully at the bare minimum a sole trader paying tax so that would be a personal bankruptcy so yet again another lie , her bank have frozen her funds on a freeze fraud because she defrauded that many people, so they are protecting the money so they can’t withdraw it and run off!!
For anyone affected by a scam company whether you’ve paid in full or deposit inc bank transfer payments
Obviously with everything going on here’s some advice for all affected by “Money Magically disappears” but applies to any other companies where this kind of mass scams are happening!
Stop all direct contact immediately.
Make sure all who are affected contact Report Fraud which has replaced Action Fraud!
The more who do it but obviously only if you’re directly affected though.
It’s run by the City of London Police but is the place to report for both England and Wales, Scotland would be done through 101!
Report Fraud can be done online or over the phone, online and although they can’t recover your money it will link it all together!
Notify Trading Standards.
The ones who are worried they’ve paid by bank transfer there is protection via APP fraud which still applies as there’s clear evidence of past failings.
Advise this is an anticipatory breach of contract!!
You can request a fraud freeze!!
The same reason applies for anyone who’s paid a deposit via credit/debit card!
For those where they didn’t show it’s a repudiatory breach of contract, which completely invalidates their right to enforce any "non-refundable" terms.
If it any company like these scammers occur in this volume I would suggest all getting together and then you can combine evidence, to be able to send to your own banks as proof of failings especially for those where they’re being told the contract states it’s non refundable!
REPORT TO REPORT FRAUD ONLY IF DIRECTLY AFFECTED SO YOU DO NOT MAKE FALSE REPORTS!!
