22/05/2026
Detailed Project Report preparation is still one of the most time-intensive workflows in a CA or CFO's practice. That is changing.
A Detailed Project Report — the kind a bank's credit committee actually acts on — has always demanded significant time: industry research, CMA data, working capital assessment using the Tandon and Nayak Committee methodologies, sensitivity analysis, DSCR stress tests, and a 10-year financial projection that holds up under scrutiny.
Most practices still do this across multiple Excel sheets and Word documents, with a senior professional allocating 7 to 15 working days per assignment. The cost of that process — in billable hours, revision cycles, and format inconsistency across analysts — is rarely measured but consistently felt.
Projectzo is a dedicated project report software built specifically for this workflow. It operates on six independent computation engines covering CMA preparation, government subsidy detection, moratorium recalculation, banking ratio auto-compliance, industry profiling, and 10-year financial forecasting — producing a 47-page, RBI-compliant Detailed Project Report in under three minutes.
What makes this relevant from a practice-management standpoint:
— The output is IND-AS 20 conformant and accepted across 80+ scheduled banks including SBI, HDFC, Bank of Baroda, and Axis Bank.
— Working capital assessment computes MPBF through both the Second Method of Lending (Tandon Committee) and the turnover method (Nayak Committee), auto-selected based on loan size — eliminating the most common point of credit appraisal rejection.
— The ratio auto-fix engine ensures Current Ratio, DSCR, Debt-Equity, and TOL/TNW are within banking benchmarks on the first attempt, without manual iteration.
— Government subsidy schemes (600+) are auto-detected and embedded in the repayment structure — a step that is frequently missed in manually prepared reports.
Over 7,300 Chartered Accountants are currently using the platform, with more than 920,000 project reports delivered since inception. The company, Intellixa, has been operating in this domain since 2010.
For practices looking to evaluate the operational economics: the platform supports unlimited DPR generation under a single license, bringing the marginal cost per report to near zero while preserving the billing structure of a senior-prepared document.
Detailed Project Report software of this specificity — purpose-built for the Indian credit appraisal framework — has not previously existed as a productised tool. It is worth a look if DPR preparation is a meaningful part of your practice.
More Info: https://projectreport.online/ai-project-report-software.html
AI-powered Project Report Software. Bank-ready DPRs in 3 minutes. Used by 7,300+ CAs.