11/08/2026
Leadership is about knowing where the business needs to go, and having the courage to take it there.
Justine Kosgei, Group CEO of AAR Insurance, is part of a new generation of African business leaders bringing fresh thinking, commercial discipline and a strong sense of purpose to established institutions.
His leadership at AAR reflects a clear focus on innovation, customer value, operational excellence and building a business that is ready for what comes next. With experience spanning actuarial, strategy, operations and regional leadership, he brings both technical depth and a commercial lens to the job.
But what stands out to us at The IMC People Ltd is his belief that growth should not be reserved for established businesses.
Since 2023, Justine and his team have immensely supported The IMC People and the Business & Economic Summit (BES), sharing in our belief that small businesses need access to the right tools, knowledge, networks and opportunities to build resilient, sustainable enterprises.
That perspective matters because building stronger African businesses requires leaders who are not only focused on their own organisations, but are willing to contribute to the wider ecosystem that makes growth possible.
At AAR, Justine is leading forward. In the wider business community, he is helping create room for others to move forward too, and that is the kind of leadership we are proud to recognise.