MOVA Community Malaysia

The platform charges some brands marketing fees, without changing users’ shopping habits, creating a safe and sustainable social e-commerce model. AZ Quantum Metal adalah consultant dari Quantum Bullion Exchange Board (QBEB) yang mempromosikan Quantum Metal Sdn. (1011907U) berdaftar pada 30hb Julai 2012 dengan modal berbayar sebanyak RM10,000,000.00. ialah salah satu pengedar emas bullion terbesar

di Malaysia. Perniagaan teras Quantum Metal adalah menyediakan produk emas premium 99.99% ke pasaran Malaysia, termasuk badan kerajaan, bank, institusi kewangan, merchant dan pengedar. Quantum Metal memulakan hubungan antara bank tempatan dan pembekal Bullion antarabangsa, termasuk PERTH MINT. Model perniagaan Quantum Metal telah mengurangkan risiko antara bank tempatan dengan bank tempatan melalui transaksi langsung dan urus niaga yang sah dengan Quantum Metal. Sebagai pelanggan Quantum Metal, bank tempatan boleh mengetepikan perbelanjaan modal projek kerana Quantum Metal Sdn. akan melabur 100% dalam sistem dan infrastruktur. Pulangan pelaburan kami diperoleh daripada model perkongsian hasil dengan bank tempatan. Pasukan Quantum Metal akan terus melabur dalam penyediaan model SOP terbaik dan intergrasi atas talian yang selamat antara bank tempatan dan Quantum Metal.

𝗙𝗥𝗘𝗤𝗨𝗘𝗡𝗧𝗟𝗬 𝗔𝗦𝗞𝗘𝗗 𝗤𝗨𝗘𝗦𝗧𝗜𝗢𝗡𝗦 (𝗙𝗔𝗤)

1. 𝗜𝘀 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 𝗦𝗱𝗻 𝗕𝗵𝗱’𝘀 (“𝗤𝗠”) 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗦𝗵𝗮𝗿𝗶𝗮𝗵 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲? Yes, Quantum Metal’s product is audited by ISRA International Consulting Sdn. for Shariah pronouncement where it is compliance with the Shariah Policy Documents.

𝟮. 𝗜𝗳 𝗜 𝗰𝗵𝗼𝗼𝘀𝗲 𝗻𝗼𝘁 𝘁𝗼 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝗺𝘆 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗮𝗳𝘁𝗲𝗿 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗶𝗻𝗴 𝗶𝘁 𝗳𝗿𝗼𝗺 𝗤𝗠, 𝗵𝗼𝘄 𝗰𝗮𝗻 𝗤𝗠 𝗮𝘀𝘀𝘂𝗿𝗲 𝘁𝗵𝗲 𝘀𝗮𝗳𝗲𝘁𝘆 𝗼𝗳 𝗺𝘆 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱? QM will directly credit an equivalent gold grammage into customer’s gold account upon receiving customer’s payment confirmation. The physical gold will be stored in Brinks Global Services (“BRINKS”) known as Third Party vault. BRINKS is a reputable and established worldwide company. Apart from this, Customer’s physical gold is also 100% insured by LLOYD’s London. Furthermore, Customer has a freedom to withdraw their physical gold from their Gold Storage Account (GSA) at any preferred time except GAE5X / GAE10X are subject for withdrawal upon full payment settlement to QM. This can be done by selecting ‘Physical Withdrawal’ from GSA.

𝟯. 𝗜𝘀 𝘁𝗵𝗲 𝗽𝗿𝗼𝗳𝗶𝘁 𝗲𝗮𝗿𝗻𝗲𝗱 𝗳𝗿𝗼𝗺 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘁𝗿𝗮𝗱𝗶𝗻𝗴 𝘁𝗮𝘅𝗮𝗯𝗹𝗲? Capital appreciation from a physical gold trading is non-taxable.

𝟰. 𝗜𝘀 𝗚𝗔𝗘 𝘀𝗶𝗺𝗶𝗹𝗮𝗿 𝘁𝗼 𝗘𝘅𝗰𝗵𝗮𝗻𝗴𝗲 𝗧𝗿𝗮𝗱𝗲 𝗙𝘂𝗻𝗱 (‘𝗘𝗧𝗙’)? Quantum Metal only trade physical gold purchase and storage.

𝟱. 𝗪𝗵𝗲𝗿𝗲 𝗰𝗮𝗻 𝗜 𝗰𝗵𝗲𝗰𝗸 𝗤𝗠’𝘀 𝗴𝗼𝗹𝗱 𝗽𝗿𝗶𝗰𝗲? QM’s gold price is updated daily based on London Metal Exchange (“LME”). Customer can login and check QM’s bullion / gold price published at www.quantummetal.com

𝟲. 𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 ‘𝗦𝗽𝗼𝘁 𝗣𝗿𝗶𝗰𝗲’ 𝗺𝗲𝗮𝗻? Spot Price is referred as an international fixed value of one (1) troy ounce of gold price based on its supply and demand. Please take note that QM does not follows spot price where it changes every minutes.

𝟳. 𝗛𝗼𝘄 𝘁𝗼 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 𝗳𝗼𝗿 𝗲𝗻𝗾𝘂𝗶𝗿𝗶𝗲𝘀 𝗮𝗻𝗱 𝗿𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗮𝗱𝘃𝗶𝘀𝗲? Please call or WhatsApp us or browse QM’s link at:

QM Customer Service Careline No.: 03-8605 3611

QM WhatsApp No.: 014-318 0237

QM Official Website: https://www.quantummetal.com

𝟴. 𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗤𝗠 𝗚𝗢𝗟𝗗 𝗮𝗰𝗰𝗼𝘂𝗻𝘁? To register a gold account with QM, customer can register through all our Registered Consultant or visit QM’s official website at https://quantummetal.com or call QM’s our Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-318 0237 for a registration assistance.

𝟵. 𝗗𝗼 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗽𝗮𝘆 𝗳𝗼𝗿 𝗤𝗠 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗿𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻? Registration of QM Gold Storage Account is Free of Charge (FOC).

𝟭𝟬. 𝗪𝗵𝗼 𝗶𝘀 𝗲𝗹𝗶𝗴𝗶𝗯𝗹𝗲 𝘁𝗼 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝘁𝗼 𝗼𝘄𝗻 𝗮 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝘄𝗶𝘁𝗵 𝗤𝗠? Below are the criterial for Gold Storage Account registration with QM:

i) Aged 18 year & above;

ii) MyCard holder for Malaysian citizen with a registered Malaysian saving bank account or a valid Passport for a Non-Citizen with a recognized Local / Foreign Bank Account.

𝟭𝟭. 𝗖𝗮𝗻 𝗮 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗮 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝘄𝗶𝘁𝗵 𝗤𝗠? Any company registered with SSM are allowed to open a Gold Storage Account with QM subject to terms and conditions. Kindly call QM Customer Service Careline No.: 012-678 0237 / 014-318 0237 for further information.

𝟭𝟮. 𝗖𝗮𝗻 𝗜 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝘁𝗿𝗮𝗱𝗶𝗻𝗴 𝗽𝗮𝗿𝘁𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝗤𝗠? A qualified or a well-established company that meets QM’s business model with a good business proposal are welcomed to join QM as a trading partner. Kindly contact QM Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-318 0237 for further information.

𝟭𝟯. 𝗪𝗵𝘆 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗱𝗼 𝗞𝗬𝗖 𝗮𝗻𝗱 𝘄𝗶𝗹𝗹 𝗺𝘆 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗲𝘅𝗽𝗶𝗿𝗲 𝗶𝗳 𝘁𝗵𝗲𝗿𝗲 𝗶𝘀 𝗻𝗼 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝘄𝗮𝘀 𝗽𝗲𝗿𝗳𝗼𝗿𝗺𝗲𝗱 𝘂𝗽𝗼𝗻 𝗞𝗬𝗖 𝗰𝗼𝗻𝗳𝗶𝗿𝗺𝗮𝘁𝗶𝗼𝗻? Know Your Client (KYC) check is important to ensure Client’s personal details such as NRIC or Passport name and Bank Account record is accurate and true as per information entered into QM system. Upon confirmation and completion of KYC registration, your Gold Storage Account will remain active even there is no transaction until a request for account termination is submitted to QM.

𝟭𝟰. 𝗖𝗮𝗻 𝗜 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝗽𝗮𝘀𝘀𝘄𝗼𝗿𝗱 𝗼𝗳 𝗺𝘆 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁? Yes, you can change password by selecting ‘Forget Password’ option on QM’s main login page.

𝟭𝟱. 𝗪𝗵𝗮𝘁 𝗰𝗮𝗻 𝗜 𝗱𝗼 𝗶𝗳 𝗜 𝗰𝗮𝗻’𝘁 𝗹𝗼𝗴𝗶𝗻 𝘁𝗼 𝗺𝘆 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗼𝗿 𝗹𝗼𝗰𝗸𝗲𝗱? If you’re unable to login to your Gold Storage Account, you can request to reset or ‘unlock’ it by contacting QM Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-318 0237 for a registration assistance.

𝟭𝟲. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗤𝗠’𝘀 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗵𝗼𝘂𝗿𝘀? QM’s business operating hours is from 9am – 5pm from Monday to Friday. QM office is closed on weekends (Saturday & Sunday) and on Malaysian Calendar Year Public Holidays.

𝟭𝟳. 𝗖𝗮𝗻 𝗜 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗳𝗿𝗼𝗺 𝗤𝗠 𝗯𝘆 𝘂𝘀𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗮𝗿𝗱 / 𝗗𝗲𝗯𝗶𝘁 𝗖𝗮𝗿𝗱? Kindly be informed that usage of Credit Card / Debit Card will be only available in near future. QM will make an officially announcement when the supporting bank card system is ready. At the moment, we only accept “PayDirect – FPX”, “Direct Bank In” through online banking, “Payout Account” in Quantum Metal System (“QMS”) and Telegraphic Transfer (“TT”) via registered banks locally and internationally.

𝟭𝟴. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗽𝘂𝗿𝗶𝘁𝘆 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘀𝗼𝗹𝗱 𝗯𝘆 𝗤𝗠? The fineness for QM physical gold sold are 999.9% purity as produced by a refiner listed on the London Bullion Market Association’s (LBMA) listing.

𝟭𝟵. 𝗛𝗼𝘄 𝗹𝗼𝗻𝗴 𝗱𝗼𝗲𝘀 𝗶𝘁 𝘁𝗮𝗸𝗲 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝘁𝗵𝗲𝗶𝗿 𝗺𝗼𝗻𝗲𝘆 𝘄𝗵𝗲𝗻 𝘁𝗵𝗲𝘆 𝘀𝗲𝗹𝗹 𝘁𝗵𝗲𝗶𝗿 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗯𝗮𝗰𝗸 𝘁𝗼 𝗤𝗠? Upon successful submission and completion of Sell Gold transaction by customer, it will take about one (1) to five (5) working days for QM to process. The money will be then credited directly into customer’s registered bank account in our Quantum Metal System (QMS) record.

𝟮𝟬. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗮𝗻𝗱 𝗺𝗮𝘅𝗶𝗺𝘂𝗺 𝗼𝗳 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗹𝗶𝗺𝗶𝘁? Customers can purchase gold as low as RM10.00 into Gold Storage Account (GSA) and there is no maximum limit purchase.

𝟮𝟭. 𝗖𝗮𝗻 𝗜 𝘄𝗮𝗹𝗸-𝗶𝗻 𝗱𝗶𝗿𝗲𝗰𝘁𝗹𝘆 𝘁𝗼 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡 𝗯𝗿𝗮𝗻𝗰𝗵𝗲𝘀 𝗳𝗼𝗿 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻? Firstly, customer must submit a withdrawal request for a ‘Physical Withdrawal’ in their QM Gold Storage Account and will receive a confirmation date on physical gold collection advice from QM Customer Service Careline before a customer can walk-in to the selected Ar Rahnu TEKUN branch. Please take note that direct walk-in to Ar Rahnu TEKUN branches without QM’s prior approval & arrangement will not be entertained.

𝟮𝟮. 𝗪𝗵𝗮𝘁 𝗰𝗮𝗻 𝗜 𝗱𝗼 𝗶𝗳 𝗜 𝗱𝗶𝗱 𝗻𝗼𝘁 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗮𝗻𝘆 𝗰𝗼𝗻𝗳𝗶𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗱𝗮𝘁𝗲 𝗮𝗳𝘁𝗲𝗿 𝘀𝘂𝗯𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝗺𝘆 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗮 𝘄𝗲𝗲𝗸? If in case you did not receive any confirmation upon submitting your “Physical Withdrawal” request, kindly login to Gold Storage Account (GSA) and check if your contact information (email and phone number) is updated. This would cause a delay on QM’s side to process the application as well as to confirm on the physical gold collection date. However, you are advised to call QM Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-3180237 to get the latest updates and information.

𝟮𝟯. 𝗜𝘀 𝘁𝗵𝗲𝗿𝗲 𝗮𝗻𝘆 𝘀𝘂𝗿𝗰𝗵𝗮𝗿𝗴𝗲 𝗼𝗿 𝗳𝗲𝗲𝘀 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗽𝗮𝘆 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹 𝗮𝘁 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡? There are no surchage or fees to be paid by Customer for a physical gold withdrawal at Ar Rahnu TEKUN.

𝟮𝟰. 𝗖𝗮𝗻 𝗜 𝗽𝗮𝘄𝗻 (𝗽𝗮𝗷𝗮𝗸 𝗴𝗮𝗱𝗮𝗶) 𝗤𝗠 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗚𝗼𝗹𝗱 𝘁𝗼 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡 𝗯𝗿𝗮𝗻𝗰𝗵𝗲𝘀 𝗮𝗳𝘁𝗲𝗿 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗶𝗻𝗴 𝗶𝘁 𝗳𝗿𝗼𝗺 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡? QM’s physical gold withdrawn from Ar Rahnu TEKUN can be pawned / sell back to Quantum Metal at any time with a higher rate return by calling QM Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-318 0237 for our further assistance. If the customer chooses to pawn the physical gold to Ar Rahnu TEKUN, customer is subjected to Ar Rahnu TEKUN’s rate, procedures, terms and conditions. Kindly liaise directly with Ar Rahnu TEKUN on this matter. What is Ar Rahnu TEKUN’s operating days and hours? Kindly call Ar Rahnu TEKUN general line at: 03-9059 8888

𝟮𝟱. 𝗖𝗮𝗻 𝗮 𝘁𝗵𝗶𝗿𝗱 𝗽𝗮𝗿𝘁𝘆 𝗮𝗹𝗹𝗼𝘄𝗲𝗱 𝘁𝗼 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝗤𝗠 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗼𝗻 𝗯𝗲𝗵𝗮𝗹𝗳 𝗼𝗳 𝘁𝗵𝗲 𝗼𝘄𝗻𝗲𝗿? For security reasons, QM physical gold can be only withdrawn and collected by the same customer who have submitted a transaction for a physical gold withdrawal from their Gold Storage Account (GSA). Third party or any other personal is strictly prohibited to collect the physical gold on behalf of the intended customer.

𝟮𝟲. 𝗖𝗮𝗻 𝗜 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗼𝗿 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝗱𝗲𝗻𝗼𝗺𝗶𝗻𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗾𝘂𝗮𝗻𝘁𝗶𝘁𝘆 𝗼𝗳 𝗮 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗻 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝘀𝘆𝘀𝘁𝗲𝗺 𝗮𝗳𝘁𝗲𝗿 𝘀𝘂𝗯𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗳𝗼𝗿 𝗤𝗠 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹? No, you are not allowed to change the denomination and/or quantity of the physical gold to be withdrawn after submitting a request in the system for a physical gold withdrawal.

𝟮𝟳. 𝗖𝗮𝗻 𝗜 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝘁𝗼 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹 𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝘁𝗼 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡 𝗯𝗿𝗮𝗻𝗰𝗵 𝗮𝗳𝘁𝗲𝗿 𝘀𝘂𝗯𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗳𝗼𝗿 𝗮 𝗤𝗠 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹? No, change of Ar Rahnu TEKUN center for a QM physical gold withdrawal to other location / center is not allowed once the said request has been submitted in the system.

𝟮𝟴. 𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗸𝗻𝗼𝘄 𝗶𝗳 𝘁𝗵𝗲 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗶𝘀 𝗿𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗺𝘆 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗮𝘁 𝗔𝗿 𝗥𝗮𝗵𝗻𝘂 𝗧𝗘𝗞𝗨𝗡? QM Customer Service Careline will contact you once QM physical gold is ready to be collected at Ar Rahnu TEKUN branch within five (5) to ten (10) days from the collection date (Note: Subject to stock availability).

𝟮𝟵. 𝗠𝗮𝘆 𝗜 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝗺𝘆 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝗮𝗳𝘁𝗲𝗿 𝘁𝗵𝗲 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗱𝗮𝘁𝗲 𝗴𝗶𝘃𝗲𝗻 𝗯𝘆 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗖𝗮𝗿𝗲𝗹𝗶𝗻𝗲? You must collect your physical gold within fifteen (15) working days after the confirmation of collection date given by QM. As part of our service commitment, QM Customer Service Careline will contact you to remind you if no collection is performed. However, if the said physical gold is still not collected by the customer, Quantum Metal S/B reserves the rights to force sell of the uncollected physical gold on the 20th working day. Kindly be informed that the sale of the physical gold to QM will be based on the 20th working day of QM “Buy Price” rate gold price value. An equivalent gold grammage of the said physical gold will be credited back to customer’s Gold Storage Account (GSA) on the same day of transaction.

𝟯𝟬. 𝗖𝗮𝗻 𝗜 𝗰𝗮𝗻𝗰𝗲𝗹 𝗺𝘆 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗴𝗼𝗹𝗱 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄𝗮𝗹 𝗿𝗲𝗾𝘂𝗲𝘀𝘁 𝗮𝗳𝘁𝗲𝗿 𝘀𝘂𝗯𝗺𝗶𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝘃𝗶𝗮 𝗤𝗠 𝘀𝘆𝘀𝘁𝗲𝗺? Yes, you can request for a cancellation of the physical gold withdrawal submitted via system by calling QM Customer Service Careline: 03-8605 3611 / WhatsApp us at 014-318 0237 within three (3) days from the transaction date. Kindly be informed that such cancellation request will be treated and served as no-collect where Quantum Metal S/B reserved the rights to perform a ‘force sell’ of the said physical gold. The sale of the physical gold will be based on QM “Buy Price” rate gold price value transacted on a working day. An equivalent gold grammage of the said physical gold will be credited back to customer’s Gold Storage Account (GSA) on the same day of transaction.

𝟯𝟭. 𝗪𝗵𝗮𝘁 𝗺𝗲𝗮𝘀𝘂𝗿𝗲𝘀 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝘂𝗻𝗱𝗲𝗿𝘁𝗮𝗸𝗲𝗻 𝗯𝘆 𝗤𝗠 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗼𝗳 𝗔𝗻𝘁𝗶–𝗠𝗼𝗻𝗲𝘆 𝗟𝗮𝘂𝗻𝗱𝗲𝗿𝗶𝗻𝗴, 𝗔𝗻𝘁𝗶–𝗧𝗲𝗿𝗿𝗼𝗿𝗶𝘀𝗺 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗮𝗻𝗱 𝗣𝗿𝗼𝗰𝗲𝗲𝗱𝘀 𝗼𝗳 𝗨𝗻𝗹𝗮𝘄𝗳𝘂𝗹 𝗔𝗰𝘁𝗶𝘃𝗶𝘁𝗶𝗲𝘀 𝗔𝗰𝘁 𝟮𝟬𝟬𝟭 (“𝗔𝗠𝗟𝗔”)? The following are the measures taken by QM in compliance with the requirement of AMLA:

i) AMLA compliance officer(s) have been nominated by QM to ensure that all activities and facilities offered by QM are in accordance and satisfy AMLA compliances;

ii) QM conducts due diligence on all customer’s transaction from time to time where it shall meet AMLA’s terms and regulation;

iii) QM does submit a comprehensive Data Compliance Report (‘DCR’) annually where it is in accordance with Bank Negara Malaysia’s (‘BNM’) instruction and criterial. This is one way for QM to do a self-assessment risk and vulnerabilities to curb money laundering activities as well as the terrorism financing act. Apart creating a value and customer confidence, this is an important measurement and practice for QM to identify grey areas and close the gaps in order to comply with Anti-Money Laundering / Counter Financing of Terrorism (“AML / CFT”) requirements.

𝟯𝟯. 𝗛𝗼𝘄 𝗰𝗮𝗻 𝗜 𝗷𝗼𝗶𝗻 𝗤𝗠’𝘀 𝘁𝗿𝗮𝗶𝗻𝗶𝗻𝗴 𝗽𝗿𝗼𝗴𝗿𝗮𝗺 𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝗯𝗲 𝘁𝗵𝗲 𝗰𝗵𝗮𝗿𝗴𝗲𝘀? The process flow for G.O.L.D Education Program (GEP) is simple:

𝟭. 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 – if you have not got a Learning Management System (LMS) account, register at QMCU
𝟮. 𝗣𝗹𝗮𝗰𝗲 𝗢𝗿𝗱𝗲𝗿 – check out https://qmcorporateuniversity.com/lms/how-to-register-a-program
𝟯. 𝗠𝗮𝗸𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 – check out https://qmcorporateuniversity.com/lms/how-to-make-payment-via-qmgold/
𝟰. 𝗔𝘁𝘁𝗲𝗻𝗱 𝘁𝗵𝗲 𝘁𝗿𝗮𝗶𝗻𝗶𝗻𝗴 𝘀𝗲𝘀𝘀𝗶𝗼𝗻 – you will be contacted or informed via WhatsApp by our Customer Service
𝟱. 𝗗𝗼 𝘆𝗼𝘂 𝗮𝘀𝘀𝗲𝘀𝘀𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝘁𝗵𝗲 𝗚𝗘𝗣 – https://qmcorporateuniversity.com/lms/how-to-complete-my-course-assessment-and-get-my-digital-certificate/

In brief, if you wish to join ‘QMCU Gold Education Training Program’, you are required to register yourself at https://qmcorporateuniversity.com/lms/

Then place an order for an upcoming gold education training program. Upon choosing the training date you wish to attend and after making the payment, send your order number together with your name and email address directly to QMCU Customer Service number: 012 678 0237 for confirmation. Training registration fee will be RM300.00 which is inclusive of training course, e-Certificate, Consultant’s membership card and T-Shirt. The trainings will be conducted on Saturday & Sunday from 10am to 5pm. You will receive WhatsApp message related to training info after payment being made and verified. For more information about using the QMCU system, check out:
QMCU How To section: https://qmcorporateuniversity.com/lms/category/how-to/

OR

QMCU FAQ section: https://qmcorporateuniversity.com/lms/faqs/

𝟯𝟰. 𝗔𝘀 𝗮 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿, 𝗰𝗮𝗻 𝗜 𝘂𝘀𝗲 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 𝗻𝗮𝗺𝗲, 𝗹𝗼𝗴𝗼 𝗮𝘀 𝘄𝗲𝗹𝗹 𝗶𝘁𝘀 𝗮𝗳𝗳𝗶𝗹𝗶𝗮𝘁𝗲𝘀 𝗹𝗼𝗴𝗼’𝘀 𝘀𝘂𝗰𝗵 𝗮𝘀 𝗔𝗙𝗙𝗜𝗡, 𝗠𝗨𝗔𝗠𝗔𝗟𝗔𝗧 𝗕𝗮𝗻𝗸𝘀, 𝗜𝗦𝗥𝗔, 𝗕𝗥𝗜𝗡𝗞𝗦, 𝗠𝗬𝗔𝗡𝗚𝗞𝗔𝗦𝗔 𝗮𝗻𝗱 𝗼𝘁𝗵𝗲𝗿𝘀 𝗶𝗻 𝗺𝘆 𝗯𝗿𝗼𝗰𝗵𝘂𝗿𝗲𝘀 𝗮𝗻𝗱 𝘃𝗶𝗱𝗲𝗼 𝗼𝗻 𝗮 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝘀𝗼𝗰𝗶𝗮𝗹 𝗺𝗲𝗱𝗶𝗮 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝗳𝗼𝗿 𝗮𝗱𝘃𝗲𝗿𝘁𝗶𝘀𝗶𝗻𝗴 𝗮𝗻𝗱 𝗽𝗿𝗼𝗺𝗼𝘁𝗶𝗼𝗻 𝗽𝘂𝗿𝗽𝗼𝘀𝗲? Usage of Quantum Metal name, its logo as well its affiliates logo’s such as AFFIN, MUAMALAT Banks, ISRA, BRINKS, MYANGKASA etc and others in your brochures and video on a personal social media platform for advertising and promotion purpose are STRICTLY NOT ALLOWED as per QM’s Terms & Conditions (T&C), Standard Operating Procedures (SOP) as well as Member’s Code of Ethics guidelines set by the Management. Kindly be informed that, if QM Management noticed any misuse of such information or receive any complaint(s) from the Public or Affiliates or others, the Member(s) QM GOLD Storage Account (GSA) will be Deactivated / Terminated.

𝟯𝟱. 𝗪𝗵𝘆 𝘁𝗵𝗲𝗿𝗲 𝗶𝘀 𝗺𝗮𝗻𝘆 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝘃𝗲𝗿𝘀𝗶𝗼𝗻 𝗼𝗳 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗮𝗻𝗱 𝘄𝗵𝗶𝗰𝗵 𝗼𝗻𝗲 𝗶𝘀 𝗰𝗼𝗿𝗿𝗲𝗰𝘁 / 𝗴𝗲𝗻𝘂𝗶𝗻𝗲? There are many products version relating to Quantum Metal in the market is due to an advertisement and marketing posted by a ‘𝗞𝗻𝗼𝘄𝗻’ and ‘𝗨𝗻𝗸𝗻𝗼𝘄𝗻’ individuals or company / agency on their personal page such as FB / YouTube / Instagram / Twitter etc on the social media platform. The ‘𝗞𝗻𝗼𝘄𝗻’ individual or agency / company are referred as a 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿 𝗼𝗳 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 (‘𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝗻𝘁’). All registered Consultant are issued with a 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗔𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝘆 𝗖𝗮𝗿𝗱. Customer can verify their Membership by QR Scan Code available on their social media platform. The Consultant(s) has been advised to advertise and promote QM’s products by following a strict QM’s marketing guidelines and SOP’s subject to Terms and Conditions (T&C) set by the Management. However, the ‘𝗨𝗻𝗸𝗻𝗼𝘄𝗻’ are those who are NOT registered individual(s) or company / agency etc with Quantum Metal and they DO NOT represent us in any way to advertise / promote / market / publish QM’s product or to act on behalf of Quantum Metal S/B. Therefore, any actions carried out by the ‘Unknown’ usually leads to a 𝗺𝗶𝘀𝗹𝗲𝗮𝗱𝗶𝗻𝗴 and 𝗺𝗶𝘀𝗶𝗻𝘁𝗲𝗿𝗽𝗿𝗲𝘁𝗮𝘁𝗶𝗼𝗻 of QM’s product, information, business model, compliance etc. 𝗜𝗳 𝗶𝗻 𝘁𝗵𝗲 𝗲𝘃𝗲𝗻𝘁 𝘁𝗵𝗲 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗳𝗼𝘂𝗻𝗱 𝗮𝗻𝘆 𝗳𝗮𝗹𝘀𝗲 𝘀𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁 𝗼𝗿 𝘀𝘂𝘀𝗽𝗶𝗰𝗶𝗼𝘂𝘀 𝗮𝗻𝗻𝗼𝘂𝗻𝗰𝗲𝗺𝗲𝗻𝘁 𝗼𝗻 𝘀𝗼𝗰𝗶𝗮𝗹 𝗺𝗲𝗱𝗶𝗮, 𝗸𝗶𝗻𝗱𝗹𝘆 𝗰𝗮𝗹𝗹 𝗤𝗠 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗖𝗮𝗿𝗲𝗹𝗶𝗻𝗲 𝗮𝗻𝗱 𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 𝘁𝗵𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀 𝗼𝗿 𝗶𝗻𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻. We strongly recommend and advise the Public to browse an official website of Quantum Metal Sdn. and kindly call our Customer Service Careline below to get a rightful, correct and genuine information in regard to QM’s products, facilities and services.

𝗤𝗠 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗖𝗮𝗿𝗲𝗹𝗶𝗻𝗲 𝗡𝘂𝗺𝗯𝗲𝗿: 03-8605 3611

𝗤𝗠 𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 𝗡𝗼.: 014-318 0237

𝗤𝗠 𝗢𝗳𝗳𝗶𝗰𝗶𝗮𝗹 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://www.quantummetal.com

𝗤𝗠 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸: https://www.facebook.com/QuantumMetalQM/

𝗤𝗠 𝗬𝗼𝘂𝗧𝘂𝗯𝗲:https://www.youtube.com/channel/UCiLO9cWWcu7fMgP19fqiS4g/videos

𝟯𝟲. 𝗗𝗼 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 ‘𝗧𝗼𝗽 𝗨𝗽’ 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗶𝗳 𝘁𝗵𝗲 𝗴𝗼𝗹𝗱 𝘃𝗮𝗹𝘂𝗲 𝗱𝗿𝗼𝗽𝘀 𝗯𝗲𝗹𝗼𝘄 𝟴% 𝗳𝗼𝗿 𝗚𝗼𝗹𝗱 𝗔𝘀𝘀𝗲𝘁 𝗘𝗻𝗵𝗮𝗻𝗰𝗲 (𝗚𝗔𝗘) 𝟱𝗫 / 𝟭𝟬𝗫? As per QM’s announcement made on 1st July 2020 and 28th July 2021, Purchaser are 𝗡𝗢𝗧 required to ‘𝗧𝗼𝗽 𝗨𝗽’ the Margin Call or to make any additional payment(s) to QM if the purchased gold price drop below eight percent (8%). QM will 𝗡𝗢𝗧 terminate Purchaser’s GAE and there will be no ‘𝗙𝗼𝗿𝗰𝗲 𝗦𝗲𝗹𝗹’ of transaction. Purchaser are allowed to keep their gold asset holding(s) at any period of time until the gold value appreciate to earn their profit. Therefore, Purchaser has 𝟭𝟬𝟬% 𝗵𝗼𝗹𝗱𝗶𝗻𝗴 𝗿𝗶𝗴𝗵𝘁𝘀 on the purchased gold grammage which has been credited into their GAE 5X / 10X by QM. 𝗧𝗵𝗲 𝗧𝗲𝗿𝗺𝗶𝗻𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗖𝗼𝗻𝘁𝗿𝗮𝗰𝘁(𝘀) is fully under the discretion of Purchaser’s option either to keep or to sell their gold holding(s).

𝟯𝟳. 𝗜𝘀 𝗤𝗠 𝗿𝗲𝗴𝗶𝘀𝘁𝗲𝗿𝗲𝗱 𝘄𝗶𝘁𝗵 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝗶𝗲𝘀 𝗖𝗼𝗺𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝗠𝗮𝗹𝗮𝘆𝘀𝗶𝗮 (“𝗦𝗖”) 𝗮𝗻𝗱 𝗕𝗮𝗻𝗸 𝗡𝗲𝗴𝗮𝗿𝗮 𝗠𝗮𝗹𝗮𝘆𝘀𝗶𝗮 (“𝗕𝗡𝗠”)? Quantum Metal business nature as a Gold Trading Company does not require QM to register under Securities Commission Malaysia (“SC”) and Bank Negara Malaysia (“BNM”) which is similar to Goldsmith Traders. However, the entire Buy/Sell Gold product structure of Quantum Metals is fully reviewed and audited by International Shariah Research Academy (“ISRA”); an agency appointed under the Bank Negara Malaysia (“BNM”).

𝟯𝟴. 𝗚𝗼𝗹𝗱 𝗔𝘀𝘀𝗲𝘁 𝗘𝗻𝗵𝗮𝗻𝗰𝗲 (𝗚𝗔𝗘) 𝟱𝗫 / 𝟭𝟬𝗫 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝘀𝗲𝗿𝗶𝗲𝘀 𝗮𝗿𝗲 𝗴𝗶𝘃𝗲𝗻 𝘁𝗼 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗼𝗻 𝗮 𝗰𝗿𝗲𝗱𝗶𝘁 𝘁𝗲𝗿𝗺 𝗼𝗿 𝗹𝗼𝗮𝗻 𝗯𝘆 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹 (𝗤𝗠)? Purchase of GAE 5X / 10X product series from Quantum Metal is given on a Credit Term basis and NOT as a loan to customer. An equivalent purchase value of gold grammage will be directly credited into Purchaser’s GAE 5X / 10X respectively to meet the Shariah compliances upon receive of payment by QM. The Purchaser has a 100% holding of the said grammage and may sell it at any desired time.

𝟯𝟵. 𝗖𝗮𝗻 𝗮 𝗽𝗲𝗿𝘀𝗼𝗻 𝗮𝗴𝗲𝗱 𝗯𝗲𝗹𝗼𝘄 𝟭𝟴 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 𝗼𝗽𝗲𝗻 𝘁𝗵𝗲𝗶𝗿 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 (𝗚𝗦𝗔) 𝘄𝗶𝘁𝗵 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹? Any person who are aged below 18 years old are NOT allowed to open a Personal GSA with Quantum Metal. However, they can register a Junior Account under their Parent’s Primary GSA where the Parent’s will act as their custodian. The Parent’s has the sole rights and have a full control of the said account to perform Buy/Sell Gold transaction for their children’s education savings and future plan etc. This includes purchase of GAE 5X/10X products. Junior Account holder will not qualify to be as an “Introducer / Consultant” (D/M/SM).

𝟰𝟬. 𝗖𝗮𝗻 𝗮 𝗽𝗲𝗿𝘀𝗼𝗻 𝗮𝗽𝗽𝗼𝗶𝗻𝘁 𝘁𝗵𝗲𝗶𝗿 𝗯𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝘆 𝘂𝗽𝗼𝗻 𝗼𝗽𝗲𝗻𝗶𝗻𝗴 𝗮 𝗚𝗼𝗹𝗱 𝗦𝘁𝗼𝗿𝗮𝗴𝗲 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 (𝗚𝗦𝗔) 𝘄𝗶𝘁𝗵 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹? Quantum Metal Gold account holder can name their beneficiary in the ‘Beneficiary’ column list or choose another available option by clicking ‘Estate’.

𝟰𝟭. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗶𝗻 𝘁𝗲𝗿𝗺𝘀 𝗼𝗳 𝗳𝘂𝗻𝗰𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗿𝗲𝗹𝗮𝘁𝗶𝗼𝗻𝘀𝗵𝗶𝗽 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗠𝗼𝗻𝗲𝘁𝗮𝗿𝘆 𝗠𝗲𝘁𝗮𝗹 𝗮𝗻𝗱 𝗕𝘂𝗹𝗹𝗶𝗼𝗻 𝗕𝗮𝗻𝗸 𝘄𝗵𝗶𝗰𝗵 𝗿𝗲𝗳𝗲𝗿𝗿𝗲𝗱 𝗮𝘀 𝗮 𝗳𝘂𝗻𝗱 𝗳𝗮𝗰𝗶𝗹𝗶𝘁𝘆 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝗿 𝘄𝗶𝘁𝗵 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗠𝗲𝘁𝗮𝗹? Monetary Metal is providing part of physical supply on consignment basis to Quantum Metal similar to the banks and all its branches. Where else, Bullion Bank is providing fund / credit to Quantum Metal’s members for Gold Asset Enhance (GAE) 5X/10X products.