Earn and Save

19/05/2026

Maybe you’ve been praying for financial breakthrough…
for peace…
for provision…
for a better future. 🤍

And today, let this remind you:

“For I know the plans I have for you…” — Jeremiah 29:11

God’s plans are not built on fear, panic, or hopelessness.

They are filled with:
✨ hope
✨ purpose
✨ wisdom
✨ and future.

This doesn’t mean we stop working or planning.
It means we stop carrying our financial worries alone.

Pray.
Plan wisely.
Trust God.
And keep moving forward. 🙏

Your current season is NOT your final destination.

If you’re trusting God with your future and finances, comment “AMEN” or “TRUST” 🤍

19/05/2026

📣 Baon sa utang?
Walang ipon?
Huwag nating hayaang dumating ang panahon na tumanda tayong pagod, malungkot… at kawawa. 💙

Sa panahon ng krisis at inflation… napakahalaga ng may tamang gabay sa pera.

At para sa maraming Pilipino, isa sa pinakamahalagang desisyon na ginawa nila ay ang maging IMG Member.

Dahil sa IMG, natututo tayong: mag-ipon, magkaroon ng proteksyon, magpalago ng pera,maghanda para sa retirement, emergencies… at magkaroon ng NEGOSYO in the Financial Industry.

Again, hindi sapat ang puro trabaho lang.

Kailangan may direksyon ang perang pinaghihirapan. 💙

It takes one important decision to change your money story. ‘Wag nang magpa-teka-teka muna, MAGSIMULA NA.

Usap na po tayo.
O kausapin mo na ang kilala mong IMG Member dahil sigurado akong gusto ka rin nilang matulungan. 💙

22/11/2025

Alam mo yung parang may subscription ka
pero hindi mo naman nagagamit?
Parang gym membership na binabayaran mo buwan-buwan…
pero di mo naman napupuntahan.

Honestly, ganun din ang feeling ng insurance minsan.
At medyo nakakahiya aminin…
“pero insurance only feels like a scam hanggang sa araw na kailangan mo na talaga siya.”

Let’s be real:

Kapag may nagkasakit…
hindi mo pwedeng sabihin sa hospital:
“Hi po, pass muna ako sa bill… tight budget ako this month.”

Kapag emergency…
walang 0% interest.
Walang installment.
Walang “bayad next cutoff.”

Pero insurance?
It’s the ONLY thing you pay for before you need it-
para pag sinipa ka ng buhay nang hindi mo inaasahan,
hindi wasak ang finances mo.

People say insurance is a scam because:
• “Wala naman akong nakukuha.”
• “Ang tagal bago may balik.”
• “Ayoko ng monthly bayad.”

But here’s the twist:
Those exact reasons are what make insurance work.
It protects you before disaster comes… not after.

Parang nagrereklamo ka na hindi useful ang seatbelt-kasi hindi ka naman nabangga today.

Insurance isn’t a scam.
Ang scam ay yung mindset na:
“Hindi mangyayari sa’kin ’yan.”
Ang scam ay yung paghihintay mong masampal ka ng buhay
bago ka maghanda.

Kaya hindi… insurance is not a scam.
It’s actually the one thing that shows up when nothing else can.
-Hindi trabaho mo.
-Hindi savings mo.
-Hindi credit card mo.

One day, maiisip mo rin:
“Buti na lang nagpa-protect ako bago nangyari ang lahat.”

07/11/2025

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗬𝗼𝘂𝗿 𝗛𝗲𝗮𝗹𝘁𝗵, 𝗦𝗲𝗰𝘂𝗿𝗲 𝗬𝗼𝘂𝗿 𝗙𝘂𝘁𝘂𝗿𝗲 𝘄𝗶𝘁𝗵 𝗞𝗮𝗶𝘀𝗲𝗿 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 🌱

Marami sa atin ang handang mag-ipon para sa mga gadget, travel, o pagkain — pero kapag health na ang pinag-uusapan, saka pa lang gumagastos kapag may sakit na. 😔

Sa 𝗞𝗮𝗶𝘀𝗲𝗿 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲, hindi mo lang pinoprotektahan ang sarili mo sa mga emergency.

✅ 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 – may medical benefits habang active pa ang plan mo.
✅ 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 – lumalago ang value ng plan mo habang nag-iipon ka.
✅ 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 – may peace of mind ka para sa pamilya mo.

💡 Ang tunay na yaman ay kalusugan.
Simulan mong paghandaan ang future mo ngayon — dahil mas mahal magkasakit kaysa mag-ipon.

📩 Message me para matulungan kitang pumili ng tamang Kaiser plan para sa’yo.

09/01/2025

✨𝗞𝗔𝗜𝗦𝗘𝗥 𝟯𝗶𝗻𝟭 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻✨

HEALTHCARE➕LIFE INSURANCE➕INVESTMENT

Si Kaiser lang naman ang only Long term Healthcare sa Pilipinas na 7 years ka lang maghuhulog at covered ka lifetime kahit sa pagtanda mo may bonus pang LIFE INSURANCE & INVESTMENT.

Get your own Longterm Healthcare or HMO .

KAISER 3 in 1 For just a minimum of 88 pesos a day you can enjoy the following:

✔️FREE Annual Physical Exam/Medical
✔️FREE Dental (Linis, Bunot & Temp Pasta)
✔️FREE Hospitalization Benefit
✔️Life Protection of 500K and above
✔️And Return of Investment of more than 1 million which is good as cash sa Maturity

You also have 4 beneficiaries and family assistance services 😊

Message me for details to get your quotation 💯

09/01/2025

Miss Korina Sanchez- Roxas Kasama namin sa Pagmimisyon.❤️💚💙
Something exciting is always happening with the International Marketing Group (IMG). This year’s prospect of 30Mby30 Financially Educated Filipinos is as attainable as the IMG leadership and members are determined. Thats why so many Pinoys worldwide are now financially stable and sufficient and debt-free. Thanks to IMG. Abangan ang susunod na pasabog, soon to come! 😃



Ctto

09/01/2025

“Paano kung kaya mong pagsabayin ang healthcare, insurance, at investment sa halagang P98 lang kada araw?”

Tatlong bagay ang siguradong mangyayari sa atin bago o habang tumatanda. Hindi ito “baka sakali,” kundi “kailan.”

1. Maagang mawala - Kailangan natin ng life insurance para may maiiwan tayong pera sa pamilya, para siguradong hindi sila mahihirapan.

2. Tumanda nang mahaba - Kailangan natin ng investments para may pondo tayong magagamit sa ating pagtanda.

3. Magkasakit - Kailangan natin ng healthcare para hindi tayo mabaon sa utang at hindi maging pabigat sa pamilya. Siguraduhing may sapat na pera para sa ating gamutan.

Kaya mahalaga ang Kaiser Savings dahil mayroon itong 3-in-1 savings plan: Healthcare, Insurance, at Investment.

Pwede ka nang magsimula sa halagang P2,941 kada buwan o P98 kada araw (edad 10-40) sa loob lang ng 7 taon.

Habang may oras at pera ka pa, simulan mo na ang pag-iipon. Dahil kapag nawala na ang alinman dito, huli na ang lahat.

Simulan mo na ngayon.

09/01/2025

HEALTHCARE, the most neglected financial product.

Why choose KAISER ULTIMATE HEALTHCARE BUILDER?

Dahil eto ay Longterm Healthcare na may tatlong major coverage.

✅ HMO Healthcare.
Kapag nagkasakit ka at nahospitalize, may gagamitin ka for hospital bills dahil may HEALTHCARE ito (short term during the 1st 7yesrs, and long term on the 8th year and beyond)…

✅LIFE INSURANCE
Kapag kinuha ka ni Lord sa loob ng 20 years, may matatanggap ang Family mo na malaking halaga para makapagsimula sila kahit wala ka na dahil sa INSURANCE component ng Kaiser. At the same time, kung kinuha ka ni Lord habang nagbabayad ka palang, automatic na fully paid na ang Plan, wala ng babayaran ang mga beneficiaries..

✅RETIREMENT FUND INVESTMENT
Kapag naman umabot ka sa 20th year, may matatanggap kang Retirement Fund dahil yung hinulog mo sa loob ng 7 years, nag-iinterest at tumutubo (INVESTMENT component)😊

Kaiser ang IPON na WALANG TAPON!

Nasa iyo na po kung sasayangin niyo ang opportunity na makapaginvest ngayon..

Ngayon na malakas pa kayo, malusog at kumikita pa..

Dalawa lang pwede nating masabi balang araw:
1. Sana nag-invest ako noon.
2. Mabuti nalang nag-invest ako noon.

Life is a matter of choice.

Ang Premium ay base sa iyong edad. Kaya habang bata ka pa simulan mo na. Kahit late na ang edad mo kung wala pa namang 60, maaari ka paring kumuha nito.. better you have one than nothing.

Gusto mo ba ito matutunan?

12/08/2024

🦉👑 10 EYE-OPENING QUOTES ABOUT LEARNING

1."Education is not preparation for life; education is life itself."
— John Dewey

2. "Those who keep learning will keep rising in life."
— Charlie Munger

3. "Develop a passion for learning. If you do, you will never cease to grow."
— Anthony J. D’Angelo

4. "A wise man can learn more from a foolish question than a fool can learn from a wise answer."— Bruce Lee

5. "The more you learn, the more you earn."— Warren Buffett

6. "The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn." — Alvin Toffler

7. "It is what we know already that often prevents us from learning." — Claude Bernard

8. "The roots of education are bitter, but the fruit is sweet."
— Aristotle

9. "To learn is to change. Education is a process that changes the learner." — George Leonard

10. "Knowledge is of no value unless you put it into practice."
— Anton Chekhov

Bonus 1

"Embrace the journey of learning, for it is through constant curiosity and adaptation that we find growth and fulfillment."
— Marco Von Cadiente, CIA, LCB

16/06/2024