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Our very first client. Thank you Mrs. Delfa. AYOS Health Card underwritten by Philcare.HMO for Seniors 61-65 years old w...
06/03/2026

Our very first client. Thank you Mrs. Delfa.
AYOS Health Card underwritten by Philcare.
HMO for Seniors 61-65 years old with Pre-Existing Condition coverage at Day 1.

Annual premium: Php 45, 883.00
MBL: Php 200,000 per illness
PEC Coverage: Php 100,000.00

Inclusion of the package:

• Inpatient Care
• Outpatient Care
• Emergency Care
• Laboratory & Diagnostic Procedures
• Annual Physical Exam
• 100,000 Group Life Insurance
• 50,000 Accident Death and Dismemberment
• 50,000 terminal Illness benefit
• 5,000 Accident Medical Reimbursement
• 50,000 Burial Assistance from Philplans
• Mental Health & Dental Benefit
• Nationwide Access

Thank you, Ms. Roces for trusting us to be your HMO agent. The client availed a family package from KWIKCARE underwritte...
06/03/2026

Thank you, Ms. Roces for trusting us to be your HMO agent.
The client availed a family package from KWIKCARE underwritten by Philcare.
Monthly Premium: Php 1495.00
Maximum Benefit: Php 150,000 per illness
Pre-existing condition will be covered in the clinic after 2 months and hospital after 6 months.
Dependents can avail the same coverage as the principal holder:
Ms. Roces dependents are her mother and 3 children.
BE PREPARED. BE PROTECTED. CHOOSE THE RIGHT HMO BECAUSE YOUR HEALTH IS OUR PRIORITY

HMO Family Package
02/03/2026

HMO Family Package

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