Teresa Grace M.Arbelo

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If you want to be rich you need to be financially literate because one of the causes of financial stress is not the lack...
06/11/2019

If you want to be rich you need to be financially literate because one of the causes of financial stress is not the lack of money but the lack of financial literacy, The more you learn the more you will earn.

A father before he died said to his son: “this is a watch your grandfather gave and this is more than 200 years old, but...
04/10/2019

A father before he died said to his son: “this is a watch your grandfather gave and this is more than 200 years old, but before I give it to you go to the watch shop on the first street, and tell him I want to sell it, and see how much it is”. He went and then came back to his father, and said, "the watchmaker paid 5 dollars because it's old”. He said to him : “go to the coffee shop”. He went and then came back, and said: “He paid $5 father”. “Go to the museum and show that watch”. He went then came back, and said to his father “They offered me a million dollars for this piece”. The father said: “I wanted to let you know that the right place values your value in a way right, don't put yourself in the wrong place and get angry if you don't. Who knows your value is who appreciates you, don't stay in a place that doesn't suit you".

Know your worth.

Money disaster cycle:20s : I will save later because I will enjoy my earnings30s : I will soon get married, still I cann...
23/09/2019

Money disaster cycle:

20s : I will save later because I will enjoy my earnings
30s : I will soon get married, still I cannot save
40s : I will first prioritize my kid's education, I will save later.
50s : I have medical maintenance to maintain and college education cost is high, I will save later
60s : I cannot save because I am already retired broke, my pension fund and retirement funds got exhausted.
70s : Children please take care of me.

Good luck. Best time to save is yesterday, second best is NOW!

THIS IS AN EYE-OPENER 😲People don't have the patience to build a business for 2-4 years and have PASSIVE INCOME, BUT hav...
23/09/2019

THIS IS AN EYE-OPENER 😲

People don't have the patience to build a business for 2-4 years and have PASSIVE INCOME, BUT have the the patience to go to work for 20-40 years just to pay the bills and don't realize that it's a long time to STAY BROKE.

That's why only 1% of the population is FINANCIALLY FREE after retirement and the other 99% are dependent on relatives & charities, still looks for a job after 60, work hard and die.

To all my business partners out there. Lets be patient in building our business to have your own passive income someday.

Yes, its not so easy, maraming challenges at obstacles PERO WALA NAMANG MADALI SA PAG-ASENSO DIBA??? Honestly mahirap din ang magtrabaho lalo na kung bitin lage ang sweldo at lalo na kung 40 years mong gagawin eto, nakakalungot diba?😭😭😭

Kaya be smart talaga tayo! Have the courage lang! bring out your potential! do whatever it takes! kill all the COMPLAINS and EXCUSES! Take ACTION 👍👍👍

Some years back, it was the most beautiful house in this community. The owner was the richest man in whom all looked up ...
22/08/2019

Some years back, it was the most beautiful house in this community. The owner was the richest man in whom all looked up to for support. The vehicle was a cynosure of all eyes. It was like a dream come true when the owner added both house and vehicle to his list of possession. But today, the properties have grown old and in fulfillment of the natural law, must collapse for a new house to develop.

Should anyone be found living inside this building as it stands now, such a person is labelled as "insane" and must be kept at arm's length.

Nothing in life is worth fighting for. Your best clothes is someone's rag. Your account balance is someone's donation at a function. Your girlfriend/ boyfriend/ fiance/ fiancée is someone's ex. Every single pr******te you see in a hotel or on the street at night was at some point in time a virgin. So what is the squabble all about? Life is too small to feel bigger or better than anybody.

"We are all naked to death," says Steve Jobs. Nothing can save us from it. I hate to see people who brag about wealth, beauty, intelligence, level of education, fame and material possessions. There is nothing you have achieved in life that no one else has never gotten. There is only one thing that is worth bragging, which is: "Life in God Almighty". So, be good to your fellow man and always make friends. Always remember that the people you trampled upon on your way up a ladder will be the same set of people you are likely to pass on your way down.

So, cause no problem for others because if you do, they will become your very problem one day. Finally, even banana stems will one day become dried leaves. So, don't be foolishly driven by material possession. It will soon grow old and die.

Hindi magkaroon ng pagbabago ang buhay at lalo ka lang mabibigatan kapag palagi mo pasan ang "BAKA" mo. BAKA hindi ako k...
22/08/2019

Hindi magkaroon ng pagbabago ang buhay at lalo ka lang mabibigatan kapag palagi mo pasan ang "BAKA" mo.

BAKA hindi ako kumita.
BAKA malugi lang ako.
BAKA wala ako ma-invite.
BAKA wala maniwala sa akin.
BAKA walang bumili ng product.
BAKA hindi ko kaya.

Kaya bitawan mo na ang BAKA mo.😆

Naniniwala ako na kaya mo! Kaya mo magtagumpay kapatid! kaya mo magkaroon ng magandang buhay para sa pamilya mo. Kailangan mo lang Sumubok. 😍

Merong magkaklase nung high school ang nagkita after 10 years. Ang isa ay naging seman at ang isa ay naging biyahero ng ...
04/05/2019

Merong magkaklase nung high school ang nagkita after 10 years. Ang isa ay naging seman at ang isa ay naging biyahero ng gulay.

👦seaman: Manong pabili nga ng talong at camote tsaka petchay gusto ko kase mag gulay ngayn at kababa ko palang sa barko miss ko na kumain ng gulay!

👨🏻biyahero: Pre, kamusta na?

👦seaman: Uy ikaw pala pre! Eto pre, seman na! Ikaw
Kamusta na?

👨🏻biyahero: Eto pre, bumi biyahe ng gulay... Buti ka
pa pre!

👦seaman: Dapat kasi pre nag aral ka!

👨🏻biyahero: Oo nga pre eh.

👦seaman: Eh di sana pre, 100k month din kita mo.Magkano
ba kita mo dyan pre?

👨🏻biyahero: 10k per day pre. May isa pa ako truck na bumi biyahe sa pasig
at may tagabenta ako. Iba pa yung kinikita ko dun.
Magkasakit man ako, at di makapagbenta, may kita parin
ako... Nakabili narin ako ng lupa pre dahil sa pagbebenta at pag susuplay ko ng mga gulay dito sa marikina
pre!! plano ko magpatayo ng apartment.

😬seaman: (Speechless)

: Always remember, DO NOT LET YOUR SCHOOLING AFFECT YOUR EDUCATION.
Having a Degree is good..pero Hindi guarantee ng pag asenso ang diploma.

-ctto

Makakakuha ka ng isang tao na mas magaling sayo, mas masipag sayo at mas madiskarte sayo.Ang tawag dun ALAS!Pero bago mo...
10/04/2019

Makakakuha ka ng isang tao na mas magaling sayo, mas masipag sayo at mas madiskarte sayo.

Ang tawag dun ALAS!

Pero bago mo makuha yun,madami ka munang makikilala na sasali lang, hindi hahataw, hahataw pero try try lang, kung my alas ung iba baka 'Joker' pa.

Pero gaya sa baraha, dapat bumunot ka lang ng bumunot. 😁

Don't stop trying!

Dahil sure kame, sa 1 deck ng baraha my 52 cards. Sa 1 taon my 52 weeks!!

Makukuha mo ALAS mo ngayong taon!! Kaya dapat maging ALAS ka din muna! Tuloy tuloy ka lang 🔥

Gusto mo bang tumanda na walang iintindi sau?Walang gustong mag alaga sau?Walang gustong kunin ka dahil wala kang kahit ...
10/04/2019

Gusto mo bang tumanda na walang iintindi sau?

Walang gustong mag alaga sau?

Walang gustong kunin ka dahil wala kang kahit ano?

Wag mong intaying tumanda ka ng walang pera,ikaw din mag sisisi sa huli.

Masarap tumanda na may time at financial freedom.

Kaya if i wer u habang bata kapa ,habang kaya mo pa umpisahan mo ng mag save , invest at earn ngaun. 😉

 ?Hindi ko linya yan! I dont like selling! 👎Naiintindihan kita friend dahil ganyan rin ako dati, pero may nabasa akong l...
10/04/2019

?
Hindi ko linya yan! I dont like selling! 👎

Naiintindihan kita friend dahil ganyan rin ako dati, pero may nabasa akong libro na bumago sa POOR MENTALITY ko. 🙌

Sabi dun, Whether you're in or , you're engaged in selling activity.

✔In EMPLOYMENT you're Selling Skills or Service in exchange for
✔And In Business you're Selling Good or Service exchange

But always REMEMBER that PROFIT is always BETTER than WAGE.What if you choose both?Edi mas good yun.😇👍

Start your OWN business Now. While you're Employed. 😍 😍

CTTO

LINEAR INCOME = Work and get paid once for your time. ⏳RESIDUAL INCOME = Work Once and get paid repeatedly for that effo...
27/02/2019

LINEAR INCOME = Work and get paid once for your time. ⏳
RESIDUAL INCOME = Work Once and get paid repeatedly for that effort. 💯 🔄

If you dont have any residual or passive income or at least a plan for residual income, you're living a very risky life. There is no security in a job, even a high paying one. Be smart and don't rely on just on one sourse of income. 💁‍♂️

We all have residual bills, why not have a residual income? 🤷‍♂️

I can show YOU how to do it... Let's do this together. 📲🤝


Avail our One Time Membership and Life Time Benefits covered your entire family and relative .. SKD ENTERPRISESBusiness ...
27/02/2019

Avail our One Time Membership and Life Time Benefits covered your entire family and relative ..
SKD ENTERPRISES
Business and Mortuary Benefits Package

For more info:
Pm Me

Address

Cebu City
6000

Website

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