https://www.facebook.com/106176655677621/

Joseph S. Siga - Licensed Financial Advisor PH, 362 G, del pilar Street Quisao Pililla Rizal, Pililla (2026)

24/03/2023

IT’S OFFICIAL, ONCE AGAIN, 𝙎𝙐𝙉 𝙇𝙄𝙁𝙀 𝙄𝙎 𝙏𝙃𝙀 𝙉𝙐𝙈𝘽𝙀𝙍 1 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝘾𝙊𝙈𝙋𝘼𝙉𝙔 𝙄𝙉 𝙏𝙃𝙀 𝙋𝙃𝙄𝙇𝙄𝙋𝙋𝙄𝙉𝙀𝙎.

𝙎𝙏𝘼𝘽𝙄𝙇𝙄𝙏𝙔. 𝘾𝙍𝙀𝘿𝙄𝘽𝙄𝙇𝙄𝙏𝙔. 𝙋𝙀𝙍𝙁𝙊𝙍𝙈𝘼𝙉𝘾𝙀.

Sun Life Philippines is #1 in Premium Income, New Business Annual Premium Equivalent (NBAPE), and Net Income for 2022! 💛

02/03/2023

Aalis kang insured, babalik kang may ipon is real!

𝗢𝗙𝗪 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸 🇵🇭

60% of our OFWs remain financially challenged upon returning home, because only 40% of them have savings.

8 out of 10 cannot return home because they are not financially ready to support their family. Sad reality, a lot of them spend their entire life being away from their family and loved ones, only to return without anything for themselves as retirement plan.

If you are an OFW or you have one in your family, please consider starting a disciplined savings plan today.

𝗧𝗼 𝗼𝘂𝗿 𝗡𝗘𝗪 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗜𝗢𝗡 𝗛𝗘𝗥𝗢𝗘𝗦, 𝗽𝗮𝘆 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗶𝗿𝘀𝘁. 𝗦𝗮𝘃𝗲 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, 𝗺𝗲𝗱𝗶𝘂𝗺-𝘁𝗼-𝗹𝗼𝗻𝗴 𝘁𝗲𝗿𝗺 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻.

Pm me to know your options. ✉️💯☝🏼

03/02/2023

Last year, si Vince at Toni Fowler.

This year, sina Whamos naman!

Bakit nga ba kumukuha ng SunLife insurance ang mga vloggers?
Dahil alam nila na ang trabaho at income ay hindi FOREVER.
Tulad natin, kahit anong industry ka pa, empleyado o business owner ka man, kailangan natin ng INSURANCE.

Income continuation at protection para sa pangarap mo sa family mo ang hatid ng insurance 💛

𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐦𝐞 𝐭𝐨 𝐤𝐧𝐨𝐰 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐨𝐮𝐫 𝐒𝐮𝐧 𝐋𝐢𝐟𝐞 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬 ☀️📩
©️Pinay Budgeteer

29/01/2023

Baby Meteor of Whamos and Antonette having Sunlife 💛🌞

Meron pinaka mura nasa 50 per day. Pero maganda parin yung elite nasa 100+ daily.

29/01/2023

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆.
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘴𝘢 𝘬𝘰𝘵𝘴𝘦 𝘭𝘢𝘯𝘨 𝘥𝘪𝘯, 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘴 𝘭𝘶𝘮𝘢 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘤𝘢𝘳, 𝘮𝘢𝘴 𝘮𝘢𝘭𝘪𝘪𝘵 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘯𝘢 𝘱𝘦𝘥𝘦 𝘮𝘰 𝘮𝘢𝘬𝘶𝘩𝘢 𝘴𝘢 𝘤𝘢𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘰. 𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.
𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 just 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆.
Life is unpredictable. Everyday, madaming pede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo - financially.

𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢?

I hope this 2023 makapagstart at mainsure na kita! 🤗

Ctto

25/01/2023

R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

CTTO

24/01/2023

This is a True story.
Look at this Educ Plan ng isa sa mga client ko.

Kinuhanan nya ng plan anak nya para gawing birthday gift sakanyang 1st birthday for only

P1500/month

10 yrs to pay lang ang plan and then stop na sya maghulog.

Benefit ng bata on her 20th year nasa almost P591,692 na
pero total lang na nainvest ng parents nya sa 10 yrs is P184,930.
conservative pa to sa actual ha. pwedeng mas malaki pa.

Waived nadin ang pemium if something bad happens to her parents sure na ang future nya wala na syang kailangan pang bayaran.

Kung di gamitin ng parents ang plan for example lang na may enough funds pa sila, aabot ng P 1.5M ang inheritance nya on her 30th year.

Life coverage din ng plan is P900,000 so pwede pa magamit ng next generation kung mag asawa man ang bata mattransfer nya pa ang inheritance.

Grabe no??
Sobrang nakakatouch lang na iniisip ng mga responsible parents ang future ng mga anak nila kahit baby palang. Mas maaga magstart, mas malaki ang makkuhang coverage at mas mura ang plan.

Yung P1,500 mo gawin nating P1,000,0000 ask me how 🙂

Credits to the rightful owner : Czaira Villarta

14/01/2023

In the Philippines 🇵🇭 🇵🇭 🇵🇭

𝐂𝐚𝐫 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - mandatory
𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - optional

Mandatory to insure your car.
Optional to insure yourself and your family.

Please get insured.
Your LIFE is more valuable than your car.

📧 message me for more details

13/01/2023

Client: Ano ba ang magandang Insurance Plans from Sun Life?

Me: Lahat ng mga plans ni Sun Life maganda, pero masasabi lang nating maganda ito kung na-aaddress nya ang current needs and financial goals mo.

If you want:
✅ Plan for your child education and guaranteed lifetime benefits
➡️Go for SUN SMARTER LIFE ELITE

✅ Plan that generates income and opportunity for your fund to grow via insurance protection with a "portion" that goes is invested in the stock market
➡️Go for SUN MAXILINK PRIME

✅ Plan that is very affordable and at the same time will give you maximum protection for life and critical illness(no money back, term only)
➡️Go for SUN LIFE ASSURE

✅ Plan that will cover you from almost all critical illnesses until age 100 with money back...
➡️Go for SUN FIT AND WELL ADVANTAGE

✅ If your family has almost all of these, check if coverage is enough, and if you still want to grow your excess funds so it’s not sleeping in the bank,
➡️Go for pure MUTUAL FUNDS

Sun Life plans are created with the intention of addressing different goals, life stages and client needs. If hindi mo pa alam kung anong plan perfect for you, TARA USAP TAYO.

Let us help you start a plan that suits your needs, budget, and financial goals.🫶🏻

04/01/2023

So far okay naman BPI ko. Wala naman nabawas. 😎

Anyways, something I can share from here as a financial advisor is to have multiple savings account para less risk incase of any suspicious activity on your account and para mas organized ka sa financial goals mo. ✨

If you haven’t talked to a financial advisor, feel free to reach out. Pagusapan natin ang financial goals mo this 2023! Message mo lang ako! 📩

Btw, expect na macocorrect daw ang mga duplicate transaction within the day as per BPI.

CTTO 😂

29/12/2022

What if nag invest ka sa mga company na ito 10 years ago?

Grabe yaman mo na siguro! Puro ka kasi next year nalang e 😒🤣😂

Tara na! 2023 na mag ipon at mag invest kana sa future mo! Iba ang nakakapaghanda ngayon. ✨

Joseph Sancho Siga
Your partner in Life

28/12/2022

Bagong bago pa ang Money💛
Fresh from the Bank pa yan para sa Goal this 2023😍
Napakaresponsible na magulang ng mga clients ko. Kumuha sila ng plan na may guaranteed return after 6 years. Ibig sabihin 14 years old palang ang kanilang anak tumatanggap na ng P104,000 every other year until age 100 😍

Pwedeng gawin muna nilang pension then eventually ipapasa na ang pension sa anak. Pwede din gawing pandagdag sa tuition fee soon.

Mapapasana all ka nalang talaga! 8 policies na sila! Cheers to more mam and sir!

Thank you so much for trusting me always.

I love my job!💛

Love,
Joseph Sancho Siga
Licensed Financial Planner

Joseph S. Siga - Licensed Financial Advisor PH

24/03/2023

02/03/2023

03/02/2023

29/01/2023

29/01/2023

25/01/2023

24/01/2023

14/01/2023

13/01/2023

04/01/2023

29/12/2022

28/12/2022

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