08/28/2026
Everyone is waiting for mortgage rates to drop… but that might actually make buying harder.
More homes are hitting the market while buyer demand is slowing down. That means buyers who are shopping RIGHT NOW may have more room to negotiate on price, closing costs, and other concessions.
When rates finally fall, more buyers could jump back into the market — and that means more competition.
Sometimes the best opportunity isn’t when everyone else is buying.
