06/12/2026
About half of Americans have used an online installment plan, but only 27% use them frequently or occasionally (10% frequent, 17% occasional).
The survey, conducted April 1–15 among 1,024 adults, shows these plans are widespread but not routine.
About one in four Americans frequently (10%) or occasionally (17%) use installment plans for online purchases they make. Lower-income Americans use these more.