The Top Spot Media

06/26/2020

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06/07/2020

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04/26/2020

Procrastination “A fundamental error between intention and reaction”

04/21/2020

3 ways covid-19 is effecting the real estate game...

1) Deferment of Mortgage Payments: A number of large banks are offering temporary deferment of mortgage payments to homeowners affected by the crisis. You can read a list of those banks here, and we encourage anyone experiencing loss of income to get in touch with their loan provider and explore their options. However, please be advised that some agreements require full repayment of the total deferred amount at the end of the deferment period. This arrangement can put already cash-strapped families under further financial strain.

2) Coronavirus Addendum: The California Association of Realtors has created a Coronavirus Addendum to protect homebuyers (as well as sellers) from unforeseen changes to their finances. If, for example, a buyer were to lose their job during the course of a transaction, this protection allows for the Close of Escrow to be postponed and/or for the sale to be cancelled without the buyer losing their deposit. This is meant to encourage buyer activity at an otherwise uncertain time.

3) Virtual Touring: Despite now being able to host them, agency's have decided that traditional open houses and in-person showings are unnecessarily risky at this time. Instead, agency's have decided to host virtual tours using Zoom..