Paytura LLC

09/01/2026

Card networks set hard limits regardless of state law: surcharges are capped around 3% to 4% (Visa, MC) or the lower of your actual processing cost, must be clearly disclosed with signage and on the receipt, and can never be applied to debit or prepaid cards — even ones that route as "credit." Getting this wrong risks losing your surcharging privileges or your merchant account entirely.

08/31/2026

Is your business online? No, why not? For a limited time, Paytura LLC is offering the chance to create your online presence at a deeply discounted price. We can create you a starter website or a full storefront at extremely low prices when bundled with our payment processing.

08/30/2026

We'd like to give a warm introduction to our newest payment processing partners!

Gerhart, Hartman and Ritner recently signed up for services. We saved them over $500 a month on their payment processing. Same equipment, same processing, lower rates! Give them a call at (610) 367-1544 for all of your insurance needs.

Spring-Ford Chamber of Commerce will be taking advantage our of low rates also. We were able to lower their monthly fees by over 40%.

We look forward to serving these customers, providing the best customer service experience and saving them a few bucks along the way. These are real businesses, saving real money. What's stopping your business from giving us a call and having the same success? Why wait?

08/27/2026

Buddy's tip for the day:

your debit cards might be running the expensive way. 🦡

One quick terminal check can fix it. See buddy's tip below 😄

08/26/2026

The plain-English version of today's comic: chargebacks.

A chargeback is when a customer disputes a charge with their bank instead of coming to you. The bank pulls the money back while it investigates, and until it's resolved you're often out both the sale and whatever you handed over.

Some are real fraud. A lot are just confusion: a customer doesn't recognize the name on their statement and assumes it's a bad charge. That one's preventable with a clear billing descriptor, the name they'll actually recognize.

If you do get one, you fight it with proof: the signed receipt, evidence they got the product or service, and a record that CVV and AVS matched at the sale. And you move fast, because there's usually a short response window.

The habits that prevent most of them are boring and cheap: require the security code, verify the billing ZIP on keyed sales, and make your business name obvious on the statement. 🦡

08/26/2026

Nothing sinks a good day like seeing "transaction disputed." 🦡

Buddy breaks down what a chargeback actually is, how to fight one, and the simple habits that stop most of them before they start.

08/25/2026

💡Buddy's Tuesday Tip:
give your merchant statement a regular once-over.

You don't need to understand every line to catch the common leaks.
Once a quarter, pull your statement and check three things: the flat monthly fees (statement, PCI, gateway) and whether you still use each; the "other" or "miscellaneous" line, make someone name what it is; and your effective rate, total fees divided by total sales, which tells you more than any quoted rate.

A ten-minute habit that catches most of what quietly creeps in over a year. 🦡

Call now to connect with business.

08/25/2026

Buddy's Tuesday Tip: the ten-minute habit that catches quiet fees, reading your own statement. 🦡

Full breakdown below.

08/24/2026

Card processing statements pack a lot into a little space, and most owners never get them walked through. No judgment here.

Which line trips you up the most? React with:

👍 Like = Statement fee
❤️ Love = PCI fee
😮 Wow = The "other" line
😆 Haha = Honestly, all of it

Buddy 🦡 will decode the top one this week. 😎

08/21/2026

Countertop, wireless, or mobile. Most owners are running the wrong one. 🦡

Three ways to take a card in person, and they are not interchangeable. Here's which is which 👇

Here's what matters: most of the "checkout is slow" and "my rate went up" complaints trace back to running the wrong one for the way the business actually works.

Which one are you running? Tell me below and I'll tell you what most businesses like yours end up on.