Bullion PR & Communication

Bullion PR & Communication Leading South African PR agency, and specialists in emerging markets, offering public relations.

19/08/2026

The SAFPS prevented R7.44 billion in fraud losses in 2025 reinforcing its role as the region’s custodian of fraud.

SAfm interview this morning with Manie van Schalkwyk, CEO of the Southern African Fraud Prevention Service.

PR & Communication

AI CAN DRIVE SOUTH AFRICA'S ENTREPRENEURIAL FUTUREJohannesburg, 18 August, 2026Entrepreneurship is a significant part of...
18/08/2026

AI CAN DRIVE SOUTH AFRICA'S ENTREPRENEURIAL FUTURE

Johannesburg, 18 August, 2026

Entrepreneurship is a significant part of South Africa’s economy, supporting economic activity, employment and innovation across formal and informal markets. For many entrepreneurs, the environment in which they operate is changing quickly.

Technology has fundamentally reshaped that landscape. Digital platforms, automation and artificial intelligence are creating new ways to build businesses, reach customers and participate in the digital economy.

The shift is opening doors that barely existed a generation ago. Yet access to technology alone does not guarantee meaningful progress.

Farad Chohan, School Manager: MANCOSA School of Information and Digital Technology (SIDT), says this changing environment presents entrepreneurs with both opportunities and challenges.

Stop Copying and Start Solving
Chohan points out that the real opportunity is not to produce African versions of the world’s largest technology companies. It is to identify problems close to home that existing systems have failed to solve. His message to entrepreneurs is deliberately practical: look at the community first.

“Africa’s experience with mobile financial services provides a useful model. Technologies built around the widespread availability of mobile devices demonstrated how an existing constraint could produce a different route to financial transactions. Rather than recreating infrastructure found elsewhere, innovators worked around what was missing,” says Chohan.

The same thinking could be applied to transport, informal commerce and other industries.

Chohan points to the public taxi sector as one example where local entrepreneurs could use digital platforms to address needs within an existing African industry. “The broader principle is more important than any individual application: disruption often arrives quietly, through somebody finding a better workaround to an everyday problem,” says Chohan.

According to Chohan, African businesses do not need to compare themselves horizontally with Google, Meta or other global technology groups. Their starting point can be much closer to home.

AI Is a Tool, Not the Starting Point
That distinction becomes particularly important with artificial intelligence.

The pressure to incorporate AI into products, education and business processes can encourage organisations to begin with the technology and search for a problem afterwards. Chohan argues for the reverse.

“Students and entrepreneurs need a grounding in AI, machine learning and related technologies, but technical familiarity alone is insufficient. The more valuable skill is identifying a genuine problem and deciding whether AI is an appropriate tool for addressing it. We don't just plug in AI into every single problem,” says Chohan.

The implications extend well beyond entrepreneurship. As automation changes existing occupations, attention often centres on which jobs could disappear. Chohan believes Africa should be asking another question: which jobs are emerging that people are not yet being trained to perform?

“We need to look at AI project managers, AI auditors, ethics specialists and domain experts as examples of where education could evolve. Rather than preparing graduates around one platform that may soon change, institutions can develop people capable of adapting as the underlying technology moves,” says Chohan.

Education Has to Move With Industry
That challenge is becoming more urgent because technological change is moving faster than conventional curriculum cycles.

Chohan argues that the gap between what economies need and what educational institutions produce should not be viewed solely as an education crisis. It is also a talent opportunity.

At MANCOSA, that thinking has influenced how technology is incorporated into programmes. The institution’s approach is not to confine digital capability to students pursuing explicitly technical qualifications. Instead, Chohan says technology is being woven into fields including commerce, business management and entrepreneurship.

The practical difference is significant.

A marketing student can encounter data analytics, digital platforms and AI-supported insights alongside conventional customer behaviour. Finance students need exposure to fintech, automation and real-time decision systems, while aspiring entrepreneurs must understand how businesses can be built, scaled and adapted in digital environments.

MANCOSA’s wider SIDT offering reflects that emphasis, spanning areas including AI, cybersecurity, data science, cloud computing, blockchain and digital transformation.

Chohan points out that knowledge itself is no longer the scarce resource it once was, application is becoming the differentiator.

Africa’s Languages Represent an Overlooked Opportunity
One of the clearest examples of the gap between global technology and African needs can be found in language.

Chohan notes that Africa has more than 2,000 indigenous languages, while widely used AI systems have largely been developed from datasets that do not fully represent the continent’s linguistic and cultural context. That creates a limitation, but also an entrepreneurial opening.

Local datasets and language technologies could make digital products more useful to communities currently poorly represented by mainstream platforms.

“The issue also touches data sovereignty. African innovators need to think carefully about the integrity and ownership of data while designing systems around indigenous environments. The goal should not be imitation for its own sake, but technology that makes sense where it is actually being used,” says Chohan.

This is where Africa’s scale and diversity become difficult to ignore. Local languages, informal economies and community-specific problems create markets that global platforms may not naturally be designed to serve.

Entrepreneurs Should Not Wait for Perfect Conditions
While technology does offer many benefits, Chohan warns that it waits for nobody. “Technology changes quickly. Regulation and education frequently move more slowly. Entrepreneurs who expect every condition to be settled before acting may find that the market has already moved by the time they feel ready,” says Chohan.

He cautions against the pursuit of perfection before testing an idea, arguing that entrepreneurs learn about markets through the process of building and responding. The tools needed to begin are increasingly accessible, and local communities provide no shortage of problems worth examining.

“This does not remove Africa’s genuine infrastructure, capability or regulatory challenges. Chohan acknowledged that access to technology and the ability to use it effectively are not the same thing. Governments, businesses and educational institutions still have considerable work to do. But those constraints need not define the continent’s technological future” warns Chohan.

The more consequential question may be whether Africa sees emerging technology primarily as something developed elsewhere and consumed locally, or as a set of tools that African entrepreneurs can use to build for their own markets.

For Chohan, the opportunity lies firmly in the latter.

The continent does not need another Silicon Valley. It needs entrepreneurs prepared to examine the environments around them, identify problems that matter and apply technology with purpose. In an AI-driven decade, that may prove far more valuable than simply trying to catch up.

Building Africa’s Digital Future From Within
Africa’s digital future will not be defined by how closely it follows established technology markets, but by how effectively its entrepreneurs respond to local realities.

For Chohan, that means combining technical capability with curiosity, adaptability and a clear understanding of the problems communities face.

Education has an equally important role in preparing people for work that is still emerging. As AI develops, the opportunity is to build solutions rooted in African markets, languages and experiences, rather than simply importing them.

SAFPS PREVENTS R7.44BN in FRAUD LOSSESJohannesburg, 18 August 2026The Southern African Fraud Prevention Service (SAFPS) ...
18/08/2026

SAFPS PREVENTS R7.44BN in FRAUD LOSSES

Johannesburg, 18 August 2026

The Southern African Fraud Prevention Service (SAFPS) has saved its Members more than R7.44 billion in potential fraud losses during 2025, underscoring the growing value of shared fraud intelligence in an environment where criminal syndicates are becoming increasingly organised, technologically advanced and difficult to detect.

The figures, released in the 2025 SAFPS Annual Report, represent a 47% increase in fraud savings compared to the previous year. The number of enquiries into the SAFPS fraud database totalled 131 million during the year, reflecting a 63% increase in the use of shared intelligence to identify fraudulent activity before losses occur.

Manie van Schalkwyk, CEO of the SAFPS, says that the results demonstrate what is possible when industries collaborate instead of tackling fraud in isolation.

"Fraud is no longer confined to individual organisations or sectors. Criminals share information, adapt quickly and operate across industries. Our response must be equally collaborative. Every confirmed fraud case contributed by our Members strengthen our collective ability to detect emerging threats and prevent losses before they occur," says Van Schalkwyk.

Fraud Networks Are Combining Multiple Attack Methods
The report shows that fraud has evolved well beyond isolated incidents. Increasingly, organised criminal groups are combining several methods into coordinated attacks that exploit both people and systems.

"Today's fraudsters rarely rely on one technique," says Van Schalkwyk. "They combine social engineering, identity theft, technology and document forgery into highly coordinated attacks. Understanding their modus operandi is critical if we want to stay ahead of them."

Document fabrication remains one of the most significant fraud enablers. Forged identity documents, altered bank statements, fraudulent payslips and fabricated supporting documentation continue to underpin fraudulent applications across financial services, insurance and retail.

Alongside document fabrication, vishing (phone-based scams) has emerged as one of the fastest-growing threats and a leading attack vector within digital channels. Criminals impersonate banks, insurers, government departments and trusted institutions to manipulate victims into revealing confidential information or approving fraudulent transactions.

The report also identifies a strong operational link between vishing and money mule activity. In many cases, stolen funds are transferred into mule accounts that are opened weeks in advance and emptied within hours, making recovery increasingly difficult.

The systematic use of mule account networks across at least three major fraud categories indicates the existence of a coordinated money laundering ecosystem, in which mule accounts serve as the conduit for receiving and distributing illicit or stolen funds.

Regional Trends Reveal Fraud Hotspots

Based on the 2025 data, the Gauteng and KwaZulu-Natal provinces remain the main centres for fraudulent activity.

Document forgery, identity misuse, money mule activity, and vishing was geographically concentrated in Gauteng.

KwaZulu-Natal emerged as the dominant hotspot for funeral and long-term insurance claim fraud. While also recording a prevalence in bank statement fraud and high levels of vishing-related activity.

Preventing Fraud Through Shared Intelligence
“In the same way that fraudsters deliberately target organisations and consumers, we need to be mindful and strategic in our efforts to frustrate their attempts. By working with our Members, strategic partners and regulators, we can extend our reach and amplify our impact. A data-driven approach proactively mitigates fraud risks and makes the financial landscape much less hospitable for fraudsters. Many minds, one mission: united against fraud,” explains Van Schalkwyk.

This approach is reflected in the SAFPS’ new tagline, ‘Preventing fraud through shared intelligence.’

The organisation's work extends across Southern Africa, supporting collaboration among Members. The fraud information contained within its database comes directly from Member organisations who investigate cases, follow due process and submit confirmed fraud information for the benefit of the wider community.

This shared intelligence model allows Members across different sectors to identify repeat offenders, recognise emerging criminal trends and strengthen fraud prevention before financial losses occur.

"Our database is only as powerful as the collaboration behind it," explains Van Schalkwyk. "Every Member that contributes confirmed fraud information strengthens the protection available to every other Member. That shared intelligence is what makes our model so effective."

Breaking the Silence
Beyond technology and data, the SAFPS believes one of the most powerful prevention tools is open conversation.

Too often, scams are discussed only after losses have occurred. Yet understanding criminal behaviour, recognising common scam techniques and openly sharing information about emerging threats makes it significantly harder for fraudsters to succeed.

"We can prevent other people from becoming victims of scams if we talk about it," says Van Schalkwyk, “breaking the silence around scams, sharing methods used and educating people on how criminals operate are essential steps towards reducing financial crime across Southern Africa. Every conversation strengthens our collective resilience."

As organised fraud continues to evolve, the SAFPS remains committed to expanding collaboration, strengthening intelligence sharing and providing its Members with the tools and information needed to stay ahead of increasingly sophisticated criminal networks.

https://www.bullionpr.com/post/safps-2025-annual-report

Bullion PR & Communication proudly celebrates its client, MANCOSA, as they are featured on the Daily Entrepreneur podcas...
03/08/2026

Bullion PR & Communication proudly celebrates its client, MANCOSA, as they are featured on the Daily Entrepreneur podcast series.

This milestone appearance reflects MANCOSA’s dedication to advancing higher education, fostering entrepreneurial thinking, and driving digital inclusion across Africa. With Bullion PR’s strategic communication support, MANCOSA continues to amplify its voice as a leader in academic excellence and innovation.

In this episode, Dr Farai Nyika discusses how SMMEs can scale their businesses effectively. Access MANCOSA's full insights here: https://youtu.be/cW52Xk8AmTE?si=u5bGDuLIiB0rVsV4
(MANCOSA DE Podcast Episode 6)

Together, we are shaping narratives that inspire progress, elevate leadership, and strengthen Africa’s knowledge economy.

MANCOSA Daily Entrepreneur SADailyEntrepreneur Vilola Soobramoney

What is scaling? How does one scale and what are the options? Farai...

The SAFPS warns taxpayers about evolving SARS scams this tax season, highlighting common fraud tactics, practical preven...
28/07/2026

The SAFPS warns taxpayers about evolving SARS scams this tax season, highlighting common fraud tactics, practical prevention tips, and trusted reporting channels to stay protected.



https://www.bullionpr.com/safps

Tribute to Gillian Van HoutenWe are deeply saddened by the passing of renowned South African broadcaster and former SABC...
26/07/2026

Tribute to Gillian Van Houten

We are deeply saddened by the passing of renowned South African broadcaster and former SABC news anchor, Gillian Van Houten, at the age of 72.

Gillian was a respected journalist whose professionalism, warmth, and dedication to truthful storytelling earned her the admiration of colleagues and audiences across South Africa. Beyond her distinguished broadcasting career, she was also an accomplished author and passionate wildlife conservationist, leaving an enduring legacy that extends far beyond the newsroom.

Lola Lazarus , Managing Director of Bullion PR & Communication, shared her tribute:

“I am deeply saddened by the passing of Gillian Van Houten. I had the privilege of working closely with her many years ago when she was still at the SABC. Gillian was an exceptional broadcaster, a consummate professional, and a genuinely kind person who inspired those around her. Her passion for journalism and her grace both on and off screen will always be remembered. She leaves behind a remarkable legacy, and my heartfelt condolences go to her family, friends, and everyone whose lives she touched.”

At Bullion PR & Communication, we extend our sincere condolences to Gillian’s family, friends, former colleagues, and all South Africans mourning the loss of one of the country’s most respected media icons.

May her soul rest in peace.

22/07/2026
22/07/2026

Bullion PR & Communication proudly celebrates its client, MANCOSA, as they are featured on the Daily Entrepreneur podcast series.

This milestone appearance reflects MANCOSA’s dedication to advancing higher education, fostering entrepreneurial thinking, and driving digital inclusion across Africa. With Bullion PR’s strategic communication support, MANCOSA continues to amplify its voice as a leader in academic excellence and innovation.

In this episode, Farad Chohan unpacks how businesses and SME's can grow with technology and how they can digitize their businesses. Access MANCOSA's full insights here: https://youtu.be/IZVwapWpu2s?si=8XzTqK-WPn_E6q3K
MANCOSA DE Podcast Episode 5

Together, we are shaping narratives that inspire progress, elevate leadership, and strengthen Africa’s knowledge economy.

MANCOSA Daily Entrepreneur SA Vilola Soobramoney

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