Cobus van der Merwe SA

Cobus van der Merwe SA Cobus van der Merwe SA

- Founder of B-I-G | Best Ideas Gateway
- Extensive experience in optimizing asset-based income for retirement
- Online marketer
- Asset-based income entrepreneur.

๐Ÿ’ญ ๐ˆ๐… ๐˜๐Ž๐” ๐‚๐Ž๐”๐‹๐ƒ ๐†๐Ž ๐๐€๐‚๐Š ๐ˆ๐ ๐“๐ˆ๐Œ๐„...Imagine you could go back 10 or 20 years.You know what you know today.You know what ret...
02/09/2026

๐Ÿ’ญ ๐ˆ๐… ๐˜๐Ž๐” ๐‚๐Ž๐”๐‹๐ƒ ๐†๐Ž ๐๐€๐‚๐Š ๐ˆ๐ ๐“๐ˆ๐Œ๐„...
Imagine you could go back 10 or 20 years.
You know what you know today.
You know what retirement is really like.
You know what worked.
And you know what you wish you'd done differently.

๐–๐ก๐š๐ญ ๐ฐ๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ญ๐ž๐ฅ๐ฅ ๐ฒ๐จ๐ฎ๐ซ ๐ฒ๐จ๐ฎ๐ง๐ ๐ž๐ซ ๐ฌ๐ž๐ฅ๐Ÿ?
Would you say:
๐Ÿ’ฐ "Save more."
๐Ÿ  "Buy that property."
โค๏ธ "Spend more time with the people you love."
๐Ÿƒ "Take better care of your health."
โœˆ๏ธ "Travel while you're younger."
๐ŸŽฏ "Start planning for retirement earlier."
๐Ÿ˜Š Or perhaps: "Stop worrying so much and enjoy life."

๐–๐ก๐š๐ญ'๐ฌ ๐ญ๐ก๐ž ๐จ๐ง๐ž ๐ฉ๐ข๐ž๐œ๐ž ๐จ๐Ÿ ๐š๐๐ฏ๐ข๐œ๐ž ๐ฒ๐จ๐ฎ ๐ฐ๐จ๐ฎ๐ฅ๐ ๐ ๐ข๐ฏ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ฒ๐จ๐ฎ๐ง๐ ๐ž๐ซ ๐ฌ๐ž๐ฅ๐Ÿ?

And if you're already retired, here's an even better question:
๐Ÿ‘‰ ๐–๐ก๐š๐ญ ๐š๐๐ฏ๐ข๐œ๐ž ๐ฐ๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ ๐ข๐ฏ๐ž ๐ฌ๐จ๐ฆ๐ž๐จ๐ง๐ž ๐ฐ๐ก๐จ ๐ข๐ฌ ๐Ÿ“๐ŸŽ ๐ญ๐จ๐๐š๐ฒ?
Your experience could help someone else avoid a mistake.
๐Ÿ‘‡๐Ÿ‘‡

๐Ÿค” ๐–๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ซ๐š๐ญ๐ก๐ž๐ซ ๐œ๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ž ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐ ?๐‡๐„๐‘๐„'๐’ ๐€๐ ๐ˆ๐๐“๐„๐‘๐„๐’๐“๐ˆ๐๐† ๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐๐”๐„๐’๐“๐ˆ๐Ž๐...Imagine you've reached retirement age.Yo...
01/09/2026

๐Ÿค” ๐–๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ ๐ซ๐š๐ญ๐ก๐ž๐ซ ๐œ๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ž ๐ฐ๐จ๐ซ๐ค๐ข๐ง๐ ?

๐‡๐„๐‘๐„'๐’ ๐€๐ ๐ˆ๐๐“๐„๐‘๐„๐’๐“๐ˆ๐๐† ๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐๐”๐„๐’๐“๐ˆ๐Ž๐...

Imagine you've reached retirement age.
Your house is paid off.
You have enough income to live comfortably.
You don't need to work anymore.
But you enjoy what you do.
Would you continue working?
Perhaps part-time?
Perhaps running your own small business?
Perhaps doing something completely different?

Or would you say:
"Absolutely not! I'm finished!" ๐Ÿ˜‚

There is no right answer.
Some people dream about the day they never have to work again.
Others discover that they actually miss the challenge, social interaction and sense of achievement that work provided.

๐–๐ก๐š๐ญ ๐ฐ๐จ๐ฎ๐ฅ๐ ๐˜๐Ž๐” ๐œ๐ก๐จ๐จ๐ฌ๐ž?
๐Ÿ‘‡ ๐€๐ง๐ ๐ญ๐ž๐ฅ๐ฅ ๐ฎ๐ฌ ๐ฐ๐ก๐ฒ.

๐“๐„๐‹๐‹ ๐”๐’: ๐–๐‡๐€๐“ ๐Œ๐€๐Š๐„๐’ ๐˜๐Ž๐” ๐’๐Œ๐ˆ๐‹๐„??If you are retired โ€” or getting close to retirement โ€” what are you looking forward to MOS...
31/08/2026

๐“๐„๐‹๐‹ ๐”๐’: ๐–๐‡๐€๐“ ๐Œ๐€๐Š๐„๐’ ๐˜๐Ž๐” ๐’๐Œ๐ˆ๐‹๐„??

If you are retired โ€” or getting close to retirement โ€” what are you looking forward to MOST?

Imagine that tomorrow is your first day with no job to go to.
What would make you smile?

๐Ÿ‘‡ ๐“๐„๐‹๐‹ ๐”๐’ ๐ˆ๐ ๐“๐‡๐„ ๐‚๐Ž๐Œ๐Œ๐„๐๐“๐’
Could it beโ€ฆ
A. ๐ŸŒด More free time
B. โœˆ๏ธ Travel and adventure
C. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ More time with family
D. ๐ŸŽจ Hobbies and personal interests
E. ๐Ÿ˜ด No more alarm clocks!

๐€๐ง๐ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ง๐ฌ๐ฐ๐ž๐ซ ๐ข๐ฌ๐ง'๐ญ ๐จ๐ง ๐ญ๐ก๐ž ๐ฅ๐ข๐ฌ๐ญ, ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ญ๐ž๐ฅ๐ฅ ๐ฎ๐ฌ ๐ข๐ง ๐ญ๐ก๐ž ๐œ๐จ๐ฆ๐ฆ๐ž๐ง๐ญ๐ฌ๐Ÿ‘‡

๐Ÿ’ก A RETIREMENT THOUGHT FOR TODAYRetirement isn't a single-day event.You don't simply walk out of work on Friday and sudd...
30/08/2026

๐Ÿ’ก A RETIREMENT THOUGHT FOR TODAY
Retirement isn't a single-day event.

You don't simply walk out of work on Friday and suddenly know exactly what you're going to do with the rest of your life.
It's a transition.

For years, work probably gave your days a certain structure.
You knew where you had to be.
You knew what needed to be done.
You had colleagues, responsibilities and deadlines.

Then suddenly...
Monday morning looks very different.

That's why retirement needs more than a financial plan.
It also needs a life plan.
Think about what you want your days to look like.
Who do you want to spend time with?
What would you like to learn?
Where would you like to go?
๐Ÿ‘‰What would give you a reason to get out of bed?

Your working life may have an ending date. Your life doesn't. โค๏ธ

๐ŸŒ… RETIREMENT โ€” WHAT DID YOU EXPECT?๐Ÿ‘‰Expectation vs RealityBefore you retired, did you ever imagine what your retirement ...
29/08/2026

๐ŸŒ… RETIREMENT โ€” WHAT DID YOU EXPECT?
๐Ÿ‘‰Expectation vs Reality
Before you retired, did you ever imagine what your retirement would actually be like?

Perhaps you imagined sleeping late, travelling, spending more time with family, enjoying hobbies or simply having no more deadlines.

Maybe you thought:

"At last, I'll have time to do all the things I've been putting off."

But then retirement arrived.

And perhaps it turned out to be quite different from what you expected.

For some people, retirement brings an incredible sense of freedom.

For others, it can take a while to find a new routine and a new sense of purpose.

So let's start with a simple question:

๐Ÿ‘‰ What did you THINK retirement would be like โ€” and what is it REALLY like?

If you're already retired, we'd love to hear your experience.

And if you're still working, tell us what you imagine retirement will be like.

There are no right or wrong answers.

Tell us about it. ๐Ÿ‘‡

18/08/2026

Practical wisdom for a healthy, creative and meaningful life after 60. A warm guide to retirement, purpose and rediscovering joy โ€” from Erna Rossouw.

14/08/2026

Could your closest relatives answer these questions if something happens to you?
โœ” What must be done immediately?
โœ” Who must be informed?
โœ” Where is your will?
โœ” Which bank accounts do you have?
โœ” What insurance policies are in place?
โœ” Who is your financial adviser?
โœ” Where are your important documents?
โœ” What passwords will they need?
โœ” Which subscriptions must be cancelled?
โœ” What household management arrangements must be cancelled?
โŒ If the answer is "I'm not sure," then it's time to get organised.
โœ…"My After Me Affairs" helps you keep all this information safely recorded in one comprehensive guide.

Admiral Island, Port Owen, West Coast- during high tide on a beautiful day โœจ๏ธ๐Ÿ‘Œ
14/08/2026

Admiral Island, Port Owen, West Coast- during high tide on a beautiful day โœจ๏ธ๐Ÿ‘Œ

13/08/2026

โ›”What if you or perhaps your parents suddenly pass away.
โœ…Whether you're 35 or 75, having your affairs organised is one of the smartest decisions you can make.
โ“Will the close relatives know what to do?
โ“What if you are that close relative?
โŽWhen someone passes away, loved ones are often left searching through files, drawers and computers trying to find important information.
โœ…"My After Me Affairs" helps you keep all your essential information togetherโ€”from your assets and liabilities to important contacts and personal wishes.
โœ…A simple guide that every adult should have.
โœ…You'll know everything is organised.
โœ…Your family will know exactly where to look.

Address

Port Owen
Velddrift
7365

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